Certain Transfers of Financial Assets and Variable Interest Entities (Tables)

3 Months Ended

Mar. 31, 2016

Certain Transfers of Financial Assets and Variable Interest Entities [Abstract]

Portfolio Balances and Delinquency Balances Based on 90 Days or More Past Due and Net Charge-offs Related to Managed Portfolio Loans



	Portfolio Balance ¹				Past Due and Nonaccrual ²						Net Charge-offs
	March 31, 2016		December 31, 2015		March 31, 2016			December 31, 2015			Three Months Ended March 31
(Dollars in millions)	March 31, 2016		December 31, 2015		March 31, 2016			December 31, 2015			2016			2015
LHFI portfolio:
Commercial		$77,495		$75,252		$591			$344			$22			$17
Residential	38,999		38,928		771			729			35			59
Consumer	23,252		22,262		609			580			28			23
Total LHFI portfolio	139,746		136,442		1,971			1,653			85			99
Managed securitized loans ³:
Residential	117,534		116,990		127		³	126		³	2		⁴	3		⁴
Consumer	729		807		—			1			1			—
Total managed securitized loans	118,263		117,797		127			127			3			3
Managed unsecuritized loans ⁵	3,744		3,973		565			597			—			—
Total managed loans		$261,753		$258,212		$2,663			$2,377			$88			$102

¹ Excludes $1.9 billion and $1.8 billion of LHFS at March 31, 2016 and December 31, 2015, respectively.

² Excludes $1 million of past due LHFS at March 31, 2016. There were no past due LHFS at December 31, 2015.

³ Excludes loans that have completed the foreclosure or short sale process (i.e., involuntary prepayments).

⁴ Net charge-offs are associated with $480 million and $501 million of managed securitized residential loans at March 31, 2016 and December 31, 2015, respectively. Net charge-off data is not reported to the Company for the remaining balance of $117.1 billion and $116.5 billion of managed securitized residential loans at March 31, 2016 and December 31, 2015, respectively.

⁵ Comprised of unsecuritized residential loans the Company originated and sold to private investors with servicing rights retained. Net charge-offs on these loans are not presented in the table as the data is not reported to the Company by the private investors that own these related loans.