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Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest Income    
Interest and fees on loans $ 1,203 $ 1,091
Interest and fees on loans held for sale 19 22
Interest and Dividend Income, Securities, Available-for-sale 163 140
Trading account interest and other 26 19
Total interest income 1,411 1,272
Interest Expense    
Interest on deposits 59 56
Interest Expense, Long-term Debt 59 68
Interest on other borrowings 11 8
Total interest expense 129 132
Net, interest income 1,282 1,140
Provision for Loan, Lease, and Other Losses [1] 101 55
Interest Income (Expense), after Provision for Loan Loss 1,181 1,085
Noninterest Income    
Service charges on deposit accounts 153 151
Fees and Commissions, Other 93 89
Fees and Commissions, Credit and Debit Cards 78 80
Investment Banking Revenue 98 97
Trading Gain (Loss) 55 55
Fees and Commissions, Fiduciary and Trust Activities 75 84
Investment Advisory, Management and Administrative Fees 69 72
Servicing Fees, Net 62 43
Fees and Commissions, Mortgage Banking 60 83
Gain (Loss) on Sale of Securities, Net 0 0
Noninterest Income, Other Operating Income 38 63
Total noninterest income 781 817
Noninterest Expense    
Employee compensation 639 633
Other Labor-related Expenses 135 138
Outside processing and software 198 189
Net occupancy expense 85 84
Marketing and Advertising Expense 44 27
Equipment Expense 40 40
Federal Deposit Insurance Corporation Premium Expense 36 37
Operating losses 24 14
Amortization 10 7
Other Noninterest Expense (107) (111)
Noninterest Expense 1,318 1,280
Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Extraordinary Items, Noncontrolling Interest 644 622
Income Tax Expense (Benefit) 195 191
Net Income (Loss), Including Portion Attributable to Noncontrolling Interest 449 431
Net Income (Loss) Attributable to Noncontrolling Interest 2 2
Net Income (Loss) Attributable to Parent 447 429
Net Income (Loss) Available to Common Stockholders, Basic $ 430 $ 411
Earnings Per Share, Diluted $ 0.84 $ 0.78
Earnings Per Share, Basic 0.85 0.79
Common Stock, Dividends, Per Share, Declared $ 0.24 $ 0.20
Weighted Average Number of Shares Outstanding, Diluted 510 527
Weighted Average Number of Shares Outstanding, Basic 505 521
Amortization Method Qualified Affordable Housing Project Investments, Amortization $ 19 $ 14
[1] Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments of the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.