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Business Segment Reporting (Tables)
12 Months Ended
Dec. 31, 2015
Segment Reporting [Abstract]  
Business Segment Reporting
 
Year Ended December 31, 2015
(Dollars in millions)
Consumer
Banking and
Private Wealth
Management
 
Wholesale Banking
 
Mortgage Banking
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
 
 
Average loans

$40,632

 

$67,853

 

$25,024

 

$61

 

($12
)
 

$133,558

Average consumer and commercial deposits
91,127

 
50,376

 
2,679

 
80

 
(60
)
 
144,202

Average total assets
46,498

 
80,951

 
28,692

 
29,634

 
3,117

 
188,892

Average total liabilities
91,776

 
55,995

 
3,048

 
14,797

 
(70
)
 
165,546

Average total equity

 

 

 

 
23,346

 
23,346

Statements of Income:
 
 
 
 
 
 
 
 
 
 
 
Net interest income

$2,729

 

$1,771

 

$483

 

$147

 

($366
)
 

$4,764

FTE adjustment
1

 
138

 

 
3

 

 
142

Net interest income - FTE 1
2,730

 
1,909

 
483

 
150

 
(366
)
 
4,906

Provision/(benefit) for credit losses 2
137

 
137

 
(110
)
 

 
1

 
165

Net interest income after provision/(benefit) for credit losses - FTE
2,593

 
1,772

 
593

 
150

 
(367
)
 
4,741

Total noninterest income
1,508

 
1,215

 
460

 
99

 
(14
)
 
3,268

Total noninterest expense
2,902

 
1,575

 
682

 
15

 
(14
)
 
5,160

Income before provision for income taxes - FTE
1,199

 
1,412

 
371

 
234

 
(367
)
 
2,849

Provision for income taxes - FTE 3
445

 
458

 
84

 
66

 
(147
)
 
906

Net income including income attributable to noncontrolling interest
754

 
954

 
287

 
168

 
(220
)
 
1,943

Net income attributable to noncontrolling interest

 

 

 
9

 
1

 
10

Net income

$754

 

$954

 

$287

 

$159

 

($221
)
 

$1,933

 
 
 
 
 
 
 
 
 
 
 
 


 
Year Ended December 31, 2014
(Dollars in millions)
Consumer
Banking and
Private Wealth
Management
 
Wholesale Banking
 
Mortgage Banking
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
 
 
Average loans

$41,700

 

$62,638

 

$26,494

 

$48

 

($6
)
 

$130,874

Average consumer and commercial deposits
86,070

 
43,566

 
2,333

 
91

 
(48
)
 
132,012

Average total assets
47,380

 
74,302

 
30,386

 
26,966

 
3,142

 
182,176

Average total liabilities
86,798

 
50,310

 
2,665

 
20,243

 
(10
)
 
160,006

Average total equity

 

 

 

 
22,170

 
22,170

Statements of Income/(Loss):
 
 
 
 
 
 
 
 
 
 
 
Net interest income

$2,629

 

$1,659

 

$552

 

$276

 

($276
)
 

$4,840

FTE adjustment
1

 
139

 

 
3

 
(1
)
 
142

Net interest income - FTE 1
2,630

 
1,798

 
552

 
279

 
(277
)
 
4,982

Provision for credit losses 2
191

 
71

 
81

 

 
(1
)
 
342

Net interest income after provision for credit losses - FTE
2,439

 
1,727

 
471

 
279

 
(276
)
 
4,640

Total noninterest income
1,527

 
1,104

 
473

 
238

 
(19
)
 
3,323

Total noninterest expense
2,866

 
1,552

 
1,049

 
92

 
(16
)
 
5,543

Income/(loss) before provision/(benefit) for income taxes - FTE
1,100

 
1,279

 
(105
)
 
425

 
(279
)
 
2,420

Provision/(benefit) for income taxes - FTE 3
405

 
404

 
(52
)
 
(20
)
 
(102
)
 
635

Net income/(loss) including income attributable to noncontrolling interest
695

 
875

 
(53
)
 
445

 
(177
)
 
1,785

Net income attributable to noncontrolling interest

 

 

 
11

 

 
11

Net income/(loss)

$695

 

$875

 

($53
)
 

$434

 

($177
)
 

$1,774



 
Year Ended December 31, 2013
(Dollars in millions)
Consumer
Banking and
Private Wealth
Management
 
Wholesale Banking
 
Mortgage Banking
 
Corporate Other
 
Reconciling
Items
 
Consolidated
Balance Sheets:
 
 
 
 
 
 
 
 
 
 
 
Average loans

$40,510

 

$54,142

 

$27,974

 

$50

 

($19
)
 

$122,657

Average consumer and commercial deposits
84,289

 
39,572

 
3,206

 
98

 
(89
)
 
127,076

Average total assets
45,538

 
66,095

 
32,708

 
26,505

 
1,651

 
172,497

Average total liabilities
85,167

 
46,693

 
3,845

 
15,720

 
(95
)
 
151,330

Average total equity

 

 

 

 
21,167

 
21,167

Statements of Income/(Loss):
 
 
 
 
 
 
 
 
 
 
 
Net interest income

$2,595

 

$1,547

 

$539

 

$316

 

($144
)
 

$4,853

FTE adjustment
1

 
124

 

 
3

 
(1
)
 
127

Net interest income - FTE 1
2,596

 
1,671

 
539

 
319

 
(145
)
 
4,980

Provision/(benefit) for credit losses 2
261

 
124

 
170

 
(1
)
 
(1
)
 
553

Net interest income after provision/(benefit) for credit losses - FTE
2,335

 
1,547

 
369

 
320

 
(144
)
 
4,427

Total noninterest income
1,482

 
1,103

 
402

 
237

 
(10
)
 
3,214

Total noninterest expense
2,783

 
1,455

 
1,503

 
100

 
(10
)
 
5,831

Income/(loss) before provision/(benefit) for income taxes - FTE
1,034

 
1,195

 
(732
)
 
457

 
(144
)
 
1,810

Provision/(benefit) for income taxes - FTE 3
381

 
388

 
(205
)
 
(68
)
 
(47
)
 
449

Net income/(loss) including income attributable to noncontrolling interest
653

 
807

 
(527
)
 
525

 
(97
)
 
1,361

Net income attributable to noncontrolling interest

 

 

 
17

 

 
17

Net income/(loss)

$653

 

$807

 

($527
)
 

$508

 

($97
)
 

$1,344

1 Presented on a matched maturity funds transfer price basis for the segments.
2 Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments of the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.
3 Includes regular income tax provision/(benefit) and taxable-equivalent income adjustment reversal.