Business Segment Reporting (Tables)

9 Months Ended

Sep. 30, 2015

Segment Reporting [Abstract]

Business Segment Reporting

	Three Months Ended September 30, 2015
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other		Reconciling Items			Consolidated
Balance Sheets:
Average loans		$40,206		$67,274		$25,299			$70		($12	)		$132,837
Average consumer and commercial deposits	91,016		51,237		2,918			84		(29		)	145,226
Average total assets	45,874		80,097		29,280			29,878		3,212			188,341
Average total liabilities	91,671		56,611		3,290			13,397		(12		)	164,957
Average total equity	—		—		—			—		23,384			23,384
Statements of Income:
Net interest income		$688		$447		$123			$40		($87	)		$1,211
FTE adjustment	—		35		—			1		—			36
Net interest income - FTE 1	688		482		123			41		(87		)	1,247
Provision/(benefit) for credit losses 2	22		47		(38		)	—		1			32
Net interest income after provision/(benefit) for credit losses - FTE	666		435		161			41		(88		)	1,215
Total noninterest income	384		293		109			29		(4		)	811
Total noninterest expense	720		388		154			6		(4		)	1,264
Income before provision for income taxes - FTE	330		340		116			64		(88		)	762
Provision for income taxes - FTE 3	123		109		11			22		(42		)	223
Net income including income attributable to noncontrolling interest	207		231		105			42		(46		)	539
Net income attributable to noncontrolling interest	—		—		—			2		—			2
Net income		$207		$231		$105			$40		($46	)		$537

	Three Months Ended September 30, 2014
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking		Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average loans		$41,904		$63,542		$25,261		$46			($6	)		$130,747
Average consumer and commercial deposits	86,194		43,319		2,664		83			(65		)	132,195
Average total assets	47,586		75,156		30,447		27,326			2,918			183,433
Average total liabilities	86,888		49,955		3,085		21,356			(42		)	161,242
Average total equity	—		—		—		—			22,191			22,191
Statements of Income/(Loss):
Net interest income		$666		$419		$148		$70			($88	)		$1,215
FTE adjustment	—		34		—		1			1			36
Net interest income - FTE 1	666		453		148		71			(87		)	1,251
Provision for credit losses 2	40		9		44		—			—			93
Net interest income after provision for credit losses - FTE	626		444		104		71			(87		)	1,158
Total noninterest income	399		241		130		14			(4		)	780
Total noninterest expense	720		367		166		12			(6		)	1,259
Income before provision/(benefit) for income taxes - FTE	305		318		68		73			(85		)	679
Provision/(benefit) for income taxes - FTE 3	112		94		25		(108		)	(20		)	103
Net income including income attributable to noncontrolling interest	193		224		43		181			(65		)	576
Net income attributable to noncontrolling interest	—		—		—		—			—			—
Net income		$193		$224		$43		$181			($65	)		$576

¹ Presented on a matched maturity funds transfer price basis for the segments.

² Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments of the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.

³ Includes regular income tax provision/(benefit) and taxable-equivalent income adjustment reversal.

	Nine Months Ended September 30, 2015
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other		Reconciling Items			Consolidated
Balance Sheets:
Average loans		$40,556		$67,547		$24,847			$59		($9	)		$133,000
Average consumer and commercial deposits	90,935		49,147		2,754			85		(52		)	142,869
Average total assets	46,493		80,777		28,595			29,469		3,301			188,635
Average total liabilities	91,578		54,826		3,139			15,894		(68		)	165,369
Average total equity	—		—		—			—		23,266			23,266
Statements of Income:
Net interest income		$2,029		$1,321		$366			$103		($301	)		$3,518
FTE adjustment	—		103		—			2		2			107
Net interest income - FTE 1	2,029		1,424		366			105		(299		)	3,625
Provision/(benefit) for credit losses 2	101		73		(61		)	—		1			114
Net interest income after provision/(benefit) for credit losses - FTE	1,928		1,351		427			105		(300		)	3,511
Total noninterest income	1,136		949		346			84		(12		)	2,503
Total noninterest expense	2,167		1,189		511			18		(13		)	3,872
Income before provision for income taxes - FTE	897		1,111		262			171		(299		)	2,142
Provision for income taxes - FTE 3	334		371		45			61		(125		)	686
Net income including income attributable to noncontrolling interest	563		740		217			110		(174		)	1,456
Net income attributable to noncontrolling interest	—		—		—			7		—			7
Net income		$563		$740		$217			$103		($174	)		$1,449

	Nine Months Ended September 30, 2014
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average loans		$41,564		$61,297		$27,106			$50			($7	)		$130,010
Average consumer and commercial deposits	85,190		42,899		2,260			85			(65		)	130,369
Average total assets	47,244		72,646		31,078			26,313			2,817			180,098
Average total liabilities	85,931		49,594		2,763			19,869			(31		)	158,126
Average total equity	—		—		—			—			21,972			21,972
Statements of Income/(Loss):
Net interest income		$1,957		$1,220		$422			$220			($190	)		$3,629
FTE adjustment	—		102		—			2			1			105
Net interest income - FTE 1	1,957		1,322		422			222			(189		)	3,734
Provision for credit losses 2	135		39		94			—			—			268
Net interest income after provision for credit losses - FTE	1,822		1,283		328			222			(189		)	3,466
Total noninterest income	1,141		828		350			222			(13		)	2,528
Total noninterest expense	2,154		1,180		717			95			(12		)	4,134
Income/(loss) before provision/(benefit) for income taxes - FTE	809		931		(39		)	349			(190		)	1,860
Provision/(benefit) for income taxes - FTE 3	297		296		(16		)	(41		)	(67		)	469
Net income/(loss) including income attributable to noncontrolling interest	512		635		(23		)	390			(123		)	1,391
Net income attributable to noncontrolling interest	—		—		—			11			—			11
Net income/(loss)		$512		$635		($23	)		$379			($123	)		$1,380

¹ Presented on a matched maturity funds transfer price basis for the segments.

² Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments of the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.

³ Includes regular income tax provision/(benefit) and taxable-equivalent income adjustment reversal.