Employee Benefit Plans

9 Months Ended

Sep. 30, 2015

Defined Contribution Plan Disclosure [Line Items]

Employee Benefit Plans

NOTE 11 - EMPLOYEE BENEFIT PLANS

The Company sponsors incentive programs which are delivered through various plans, such as defined contribution, noncontributory pension, and other postretirement benefit plans, as well as through the issuance of RSUs, restricted stock, and LTI cash. See Note 15, “Employee Benefit Plans,” to the Company's 2014 Annual Report on Form 10-K for further information regarding the employee benefit plans.

Stock-based compensation expense recognized in noninterest expense consisted of the following:

	Three Months Ended September 30				Nine Months Ended September 30
(Dollars in millions)	2015		2014		2015		2014
Stock options		$—		$—		$1		$1
Restricted stock	4		7		13		21
Performance stock units	5		4		21		9
RSUs	7		5		35		27
Total stock-based compensation		$16		$16		$70		$58
Stock-based compensation tax benefit		$6		$6		$27		$22

Components of net periodic benefit related to the Company's pension and other postretirement benefits plans consisted of the following:

	Pension Benefits 1												Other Postretirement Benefits
	Three Months Ended September 30						Nine Months Ended September 30						Three Months Ended September 30						Nine Months Ended September 30
(Dollars in millions)	2015			2014			2015			2014			2015			2014			2015			2014
Service cost		$2			$2			$4			$4			$—			$—			$—			$—
Interest cost	29			31			87			93			1			1			2			2
Expected return on plan assets	(52		)	(50		)	(155		)	(150		)	(2		)	(1		)	(4		)	(4		)
Amortization of prior service credit	—			—			—			—			(1		)	(2		)	(4		)	(4		)
Amortization of actuarial loss	5			4			16			12			—			—			—			—
Net periodic benefit		($16	)		($13	)		($48	)		($41	)		($2	)		($2	)		($6	)		($6	)

¹ Administrative fees are recognized in service cost for each of the periods presented.