

	Three Months Ended June 30, 2015
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other		Reconciling Items			Consolidated
Balance Sheets:
Average loans		$40,337		$67,645		$24,793			$64		($10	)		$132,829
Average consumer and commercial deposits	91,287		48,587		2,980			80		(83		)	142,851
Average total assets	46,486		81,026		28,555			29,568		2,675			188,310
Average total liabilities	91,912		54,175		3,505			15,597		(118		)	165,071
Average total equity	—		—		—			—		23,239			23,239

Statements of Income:
Net interest income		$676		$444		$123			$34		($110	)		$1,167
FTE adjustment	—		35		—			1		—			36
Net interest income - FTE ¹	676		479		123			35		(110		)	1,203
Provision/(benefit) for credit losses ²	9		30		(13		)	—		—			26
Net interest income after provision/(benefit) for credit losses - FTE	667		449		136			35		(110		)	1,177
Total noninterest income	390		344		105			39		(4		)	874
Total noninterest expense	725		395		180			32		(4		)	1,328
Income before provision for income taxes - FTE	332		398		61			42		(110		)	723
Provision for income taxes - FTE ³	124		136		4			18		(44		)	238
Net income including income attributable to noncontrolling interest	208		262		57			24		(66		)	485
Net income attributable to noncontrolling interest	—		—		—			2		—			2
Net income		$208		$262		$57			$22		($66	)		$483



	Three Months Ended June 30, 2014
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other		Reconciling Items			Consolidated
Balance Sheets:
Average loans		$41,517		$61,366		$27,803			$52		($4	)		$130,734
Average consumer and commercial deposits	85,154		43,063		2,220			90		(55		)	130,472
Average total assets	47,196		72,691		31,251			25,971		2,711			179,820
Average total liabilities	85,867		49,815		2,762			19,378		4			157,826
Average total equity	—		—		—			—		21,994			21,994

Statements of Income/(Loss):
Net interest income		$649		$410		$140			$73		($63	)		$1,209
FTE adjustment	—		34		—			1		—			35
Net interest income - FTE ¹	649		444		140			74		(63		)	1,244
Provision for credit losses ²	42		8		24			—		(1		)	73
Net interest income after provision for credit losses - FTE	607		436		116			74		(62		)	1,171
Total noninterest income	381		312		119			150		(5		)	957
Total noninterest expense	727		390		364			38		(2		)	1,517
Income/(loss) before provision/(benefit) for income taxes - FTE	261		358		(129		)	186		(65		)	611
Provision/(benefit) for income taxes - FTE ³	96		120		(47		)	64		(25		)	208
Net income/(loss) including income attributable to noncontrolling interest	165		238		(82		)	122		(40		)	403
Net income attributable to noncontrolling interest	—		—		—			5		(1		)	4
Net income/(loss)		$165		$238		($82	)		$117		($39	)		$399

¹Presented on a matched maturity funds transfer price basis for the segments.

²Provision/(benefit) for credit losses represents net charge-offs by segment combined with an allocation to the segments of the provision/(benefit) attributable to quarterly changes in the ALLL and unfunded commitment reserve balances.

³Includes regular income tax provision/(benefit) and taxable-equivalent income adjustment reversal.



	Six Months Ended June 30, 2015
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other		Reconciling Items			Consolidated
Balance Sheets:
Average loans		$40,727		$67,691		$24,617			$54		($7	)		$133,082
Average consumer and commercial deposits	90,927		48,051		2,671			85		(64		)	141,670
Average total assets	46,805		81,129		28,247			29,257		3,347			188,785
Average total liabilities	91,566		53,885		3,062			17,164		(98		)	165,579
Average total equity	—		—		—			—		23,206			23,206

Statements of Income:
Net interest income		$1,342		$874		$244			$63		($216	)		$2,307
FTE adjustment	—		69		—			1		1			71
Net interest income - FTE ¹	1,342		943		244			64		(215		)	2,378
Provision/(benefit) for credit losses ²	79		26		(23		)	—		—			82
Net interest income after provision/(benefit) for credit losses - FTE	1,263		917		267			64		(215		)	2,296
Total noninterest income	752		656		236			55		(7		)	1,692
Total noninterest expense	1,446		802		357			12		(9		)	2,608
Income before provision for income taxes - FTE	569		771		146			107		(213		)	1,380
Provision for income taxes - FTE ³	212		262		34			39		(83		)	464
Net income including income attributable to noncontrolling interest	357		509		112			68		(130		)	916
Net income attributable to noncontrolling interest	—		—		—			5		(1		)	4
Net income		$357		$509		$112			$63		($129	)		$912



	Six Months Ended June 30, 2014
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other		Reconciling Items			Consolidated
Balance Sheets:
Average loans		$41,387		$60,159		$28,043			$52		($6	)		$129,635
Average consumer and commercial deposits	84,681		42,683		2,054			85		(63		)	129,440
Average total assets	47,066		71,375		31,400			25,798		2,765			178,404
Average total liabilities	85,448		49,407		2,600			19,113		(25		)	156,543
Average total equity	—		—		—			—		21,861			21,861

Statements of Income/(Loss):
Net interest income		$1,291		$801		$274			$149		($101	)		$2,414
FTE adjustment	—		68		—			2		(1		)	69
Net interest income - FTE ¹	1,291		869		274			151		(102		)	2,483
Provision for credit losses ²	95		30		50			—		—			175
Net interest income after provision for credit losses - FTE	1,196		839		224			151		(102		)	2,308
Total noninterest income	743		587		219			209		(10		)	1,748
Total noninterest expense	1,432		813		550			87		(8		)	2,874
Income/(loss) before provision/(benefit) for income taxes - FTE	507		613		(107		)	273		(104		)	1,182
Provision/(benefit) for income taxes - FTE ³	186		202		(41		)	66		(46		)	367
Net income/(loss) including income attributable to noncontrolling interest	321		411		(66		)	207		(58		)	815
Net income attributable to noncontrolling interest	—		—		—			11		—			11
Net income/(loss)		$321		$411		($66	)		$196		($58	)		$804