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Goodwill and Other Intangible Assets (Tables)
6 Months Ended
Jun. 30, 2015
Goodwill and Intangible Assets Disclosure [Abstract]  
Schedule of Goodwill [Table Text Block]
(Dollars in millions)
Consumer Banking and Private Wealth Management
 
Wholesale Banking
 
Total
Balance, January 1, 2014

$4,262

 

$2,107

 

$6,369

Acquisition of Lantana Oil and Gas Partners, Inc.

 
8

 
8

Sale of RidgeWorth

 
(40
)
 
(40
)
Balance, June 30, 2014

$4,262

 

$2,075

 

$6,337

Schedule of Finite-Lived Intangible Assets by Major Class [Table Text Block]
(Dollars in millions)
 MSRs -
Fair Value
 
Other
 
Total
Balance, January 1, 2015

$1,206

 

$13

 

$1,219

Amortization 1

 
(3
)
 
(3
)
Servicing rights originated
117

 
13

 
130

Servicing rights purchased
109

 

 
109

Changes in fair value:
 
 
 
 

Due to changes in inputs and assumptions 2
72

 

 
72

Other changes in fair value 3
(109
)
 

 
(109
)
Sale of servicing rights
(2
)
 

 
(2
)
Balance, June 30, 2015

$1,393

 

$23

 

$1,416

 
 
 
 
 
 
Balance, January 1, 2014

$1,300

 

$34

 

$1,334

Amortization 1

 
(7
)
 
(7
)
Servicing rights originated
68

 

 
68

Servicing rights purchased
76

 

 
76

Changes in fair value:
 
 
 
 


Due to changes in inputs and assumptions 2
(107
)
 

 
(107
)
Other changes in fair value 3
(78
)
 

 
(78
)
Sale of RidgeWorth

 
(9
)
 
(9
)
Balance, June 30, 2014

$1,259

 

$18

 

$1,277

1 Does not include amortization of tax credits for non-qualified community development investments, which totaled $10 million reflected in amortization on the Company's Consolidated Statements of Income and $5 million reflected in other noninterest expense on the Company's Consolidated Statements of Income for the six months ended June 30, 2015 and 2014, respectively. See Note 8, "Certain Transfers of Financial Assets and Variable Interest Entities," for additional information.
2 Primarily reflects changes in option adjusted spreads and prepayment speed assumptions, due to changes in interest rates.
3 Represents changes due to the collection of expected cash flows, net of accretion, due to the passage of time.
Key Characteristics, Inputs, and Economic Assumptions Used to Estimate the Fair Value of the Company's MSRs
(Dollars in millions)
June 30, 2015
 
December 31, 2014
Fair value of MSRs

$1,393

 

$1,206

Prepayment rate assumption (annual)
9
%
 
11
%
Decline in fair value from 10% adverse change

$50

 

$46

Decline in fair value from 20% adverse change
96

 
88

Option adjusted spread (annual)
9
%
 
10
%
Decline in fair value from 10% adverse change

$64

 

$55

Decline in fair value from 20% adverse change
123

 
105

Weighted-average life (in years)
7.1

 
6.4

Weighted-average coupon
4.1
%
 
4.2
%