Business Segment Reporting (Tables)

3 Months Ended

Mar. 31, 2015

Mar. 31, 2014



	Three Months Ended March 31, 2015
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking			Mortgage Banking			Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average loans		$41,128		$67,732			$24,439			$43			($4	)		$133,338
Average consumer and commercial deposits	90,681		47,478			2,359			3			(45		)	140,476
Average total assets	47,133		81,227			27,936			28,943			4,026			189,265
Average total liabilities	91,336		53,559			2,615			18,661			(78		)	166,093
Average total equity	—		—			—			—			23,172			23,172

Statements of Income:
Net interest income		$667		$428			$121			$27			($103	)		$1,140
FTE adjustment	—		34			—			1			—			35
Net interest income - FTE ¹	667		462			121			28			(103		)	1,175
Provision/(benefit) for credit losses ²	70		(4		)	(10		)	—			(1		)	55
Net interest income after provision/(benefit) for credit losses - FTE	597		466			131			28			(102		)	1,120
Total noninterest income	363		311			132			16			(5		)	817
Total noninterest expense	720		407			177			(20		)	(4		)	1,280
Income before provision for income taxes - FTE	240		370			86			64			(103		)	657
Provision for income taxes - FTE ³	89		125			28			22			(38		)	226
Net income including income attributable to noncontrolling interest	151		245			58			42			(65		)	431
Net income attributable to noncontrolling interest	—		—			—			2			—			2
Net income		$151		$245			$58			$40			($65	)		$429



	Three Months Ended March 31, 2014
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking		Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average loans		$41,259		$58,936		$28,286		$51			($7	)		$128,525
Average consumer and commercial deposits	84,358		42,287		1,887		(64		)	(72		)	128,396
Average total assets	46,938		70,041		31,550		25,622			2,820			176,971
Average total liabilities	85,179		48,984		2,435		18,702			(56		)	155,244
Average total equity	—		—		—		—			21,727			21,727

Statements of Income:
Net interest income		$644		$391		$134		$75			($40	)		$1,204
FTE adjustment	—		34		—		1			—			35
Net interest income - FTE ¹	644		425		134		76			(40		)	1,239
Provision for credit losses ²	53		23		26		—			—			102
Net interest income after provision for credit losses - FTE	591		402		108		76			(40		)	1,137
Total noninterest income	361		275		100		59			(4		)	791
Total noninterest expense	707		418		186		50			(4		)	1,357
Income before provision for income taxes - FTE	245		259		22		85			(40		)	571
Provision for income taxes - FTE ³	90		83		6		1			(20		)	160
Net income including income attributable to noncontrolling interest	155		176		16		84			(20		)	411
Net income attributable to noncontrolling interest	—		—		—		6			—			6
Net income		$155		$176		$16		$78			($20	)		$405

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References+ Details