Borrowings and Contractual Commitments (Tables)

12 Months Ended

Dec. 31, 2014

Short-term Debt [Line Items]

Schedule of Short-term Debt [Table Text Block]

	2014				2013
(Dollars in millions)	Balance		Interest Rate		Balance		Interest Rate
FHLB advances		$4,000	0.23	%		$4,000	0.21	%
Master notes	1,280		0.15		1,554		0.28
Dealer collateral	354		0.13		232		0.10
Other	—		—		2		2.70
Total other short-term borrowings		$5,634				$5,788

Unrecorded Unconditional Purchase Obligations Disclosure [Table Text Block]

(Dollars in millions)	1 year or less		1-3 years		3-5 years		After 5 years		Total
Operating leases		$205		$384		$194		$328		$1,111
Capital leases 1	2		3		4		—		9
Purchase obligations 2	421		38		3		—		462
Total		$628		$425		$201		$328		$1,582

¹ Amounts do not include accrued interest.

² Amounts represent termination fees for legally binding purchase obligations of $5 million or more. Payments made towards the purchase of goods or services under these purchase obligations totaled $223 million during 2014.

Long-term Debt [Text Block]

	2014				2013
(Dollars in millions)	Maturity Date(s)	Interest Rate(s)	Balance		Balance
Parent Company Only:
Senior, fixed rate	2016 - 2028	2.35% - 6.00%		$3,630		$3,001
Senior, variable rate	2015 - 2019	0.38 - 2.00	358		283
Subordinated, fixed rate	2026	6.00	200		200
Junior subordinated, variable rate	2027 - 2028	0.89 - 1.22	627		627
Total Parent Company debt (excluding intercompany of $0 and $160 at December 31, 2014 and 2013, respectively)			4,815		4,111
Subsidiaries 1:
Senior, fixed rate 2	2015 - 2053	0.00 - 9.65	5,682		1,006
Senior, variable rate 3	2015 - 2043	0.35 - 6.98	742		3,783
Subordinated, fixed rate 4	2015 - 2020	5.00 - 7.25	1,283		1,300
Subordinated, variable rate	2015	0.52 - 0.54	500		500
Total subsidiaries debt			8,207		6,589
Total long-term debt				$13,022		$10,700

¹ 90% and 85% of total subsidiaries debt is issued by the Bank at December 31, 2014 and 2013, respectively.

² Includes leases and other obligations that do not have a stated interest rate.

³ Includes $0 and $256 million of debt recorded at fair value at December 31, 2014 and 2013, respectively.

⁴ Debt recorded at fair value.