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Goodwill and Other Intangible Assets (Tables)
6 Months Ended
Jun. 30, 2014
Goodwill and Intangible Assets Disclosure [Abstract]  
Schedule of Goodwill [Table Text Block]
(Dollars in millions)
Consumer Banking and Private Wealth Management
 
Wholesale Banking
 
Total
Balance, January 1, 2014

$4,262

 

$2,107

 

$6,369

Acquisition of Lantana Oil and Gas Partners, Inc.

 
8

 
8

Sale of RidgeWorth

 
(40
)
 
(40
)
Balance, June 30, 2014

$4,262

 

$2,075

 

$6,337

Balance, January 1, 2013

$3,962

 

$2,407

 

$6,369

Intersegment transfers
300

 
(300
)
 

Balance, June 30, 2013

$4,262

 

$2,107

 

$6,369

Schedule of Finite-Lived Intangible Assets by Major Class [Table Text Block]
(Dollars in millions)
Core Deposit
Intangibles
 
 MSRs -
Fair Value
 
Other
 
Total
Balance, January 1, 2014

$4

 

$1,300

 

$30

 

$1,334

Amortization
(3
)
 

 
(4
)
 
(7
)
MSRs originated

 
68

 

 
68

MSRs purchased

 
76

 

 
76

Changes in fair value:
 
 
 
 
 
 
 
Due to changes in inputs and assumptions 1

 
(107
)
 

 
(107
)
Other changes in fair value 2

 
(78
)
 

 
(78
)
Sale of RidgeWorth

 

 
(9
)
 
(9
)
Balance, June 30, 2014

$1

 

$1,259

 

$17

 

$1,277

 
 
 
 
 
 
 
 
Balance, January 1, 2013

$17

 

$899

 

$40

 

$956

Amortization
(7
)
 

 
(5
)
 
(12
)
MSRs originated

 
203

 

 
203

Changes in fair value:
 
 
 
 
 
 
 
Due to changes in inputs and assumptions 1

 
250

 

 
250

Other changes in fair value 2

 
(152
)
 

 
(152
)
Sale of MSRs

 
(1
)
 

 
(1
)
Balance, June 30, 2013

$10

 

$1,199

 

$35

 

$1,244

1 Primarily reflects changes in discount rates and prepayment speed assumptions, due to changes in interest rates.
2 Represents changes due to the collection of expected cash flows, net of accretion, due to the passage of time.
Key Characteristics, Inputs, and Economic Assumptions Used to Estimate the Fair Value of the Company's MSRs
(Dollars in millions)
June 30, 2014
 
December 31, 2013
Fair value of retained MSRs

$1,259

 

$1,300

Prepayment rate assumption (annual)
9
%
 
8
%
Decline in fair value from 10% adverse change

$45

 

$38

Decline in fair value from 20% adverse change
88

 
74

Discount rate (annual)
11
%
 
12
%
Decline in fair value from 10% adverse change

$59

 

$66

Decline in fair value from 20% adverse change
114

 
126

Weighted-average life (in years)
7.0

 
7.7

Weighted-average coupon
4.3
%
 
4.4
%