Income Taxes	6 Months Ended
Jun. 30, 2014
Income Tax Disclosure [Abstract]
Income Taxes	NOTE 10 - INCOME TAXES The provision for income taxes was $173 million and $156 million for the three months ended June 30, 2014 and 2013, respectively, representing effective tax rates of 30.2% and 29.3%, respectively. The provision for income taxes was $298 million and $317 million for the six months ended June 30, 2014 and 2013, respectively, representing effective tax rates of 27.0% and 30.3%, respectively. The Company calculated the provision for income taxes for the three and six months ended June 30, 2014 and 2013, by applying the estimated annual effective tax rate to year-to-date pre-tax income and adjusting for discrete items that occurred during the period. The Company adopted accounting guidance effective January 1, 2014, which allowed amortization expense related to qualified affordable housing investments to be presented net of the income tax credits in the provision for income taxes. Prior to the first quarter of 2014, these amortization expenses were recognized in other noninterest expense. The standard is required to be applied retrospectively; therefore, prior periods have been restated in accordance with U.S. GAAP. See Note 1, “Significant Accounting Policies,” for further information related to this new guidance. The Company's liability for UTBs was $274 million and $291 million at June 30, 2014 and December 31, 2013, respectively. It is reasonably possible that the liability for UTBs could decrease by as much as $180 million during the next 12 months due to the completion of tax authority examinations and expiration of statutes of limitations. A portion of the decrease may favorably impact the effective tax rate.

Income Taxes

6 Months Ended

Jun. 30, 2014

NOTE 10 - INCOME TAXES

The provision for income taxes was $173 million and $156 million for the three months ended June 30, 2014 and 2013, respectively, representing effective tax rates of 30.2% and 29.3%, respectively. The provision for income taxes was $298 million and $317 million for the six months ended June 30, 2014 and 2013, respectively, representing effective tax rates of 27.0% and 30.3%, respectively. The Company calculated the provision for income taxes for the three and six months ended June 30, 2014 and 2013, by applying the estimated annual effective tax rate to year-to-date pre-tax income and adjusting for discrete items that occurred during the period.

The Company adopted accounting guidance effective January 1, 2014, which allowed amortization expense related to qualified affordable housing investments to be presented net of the income tax credits in the provision for income taxes. Prior to the first quarter of 2014, these amortization expenses were recognized in other noninterest expense. The standard is required to be applied retrospectively; therefore, prior periods have been restated in accordance with U.S. GAAP. See Note 1, “Significant Accounting Policies,” for further information related to this new guidance.

The Company's liability for UTBs was $274 million and $291 million at June 30, 2014 and December 31, 2013, respectively. It is reasonably possible that the liability for UTBs could decrease by as much as $180 million during the next 12 months due to the completion of tax authority examinations and expiration of statutes of limitations. A portion of the decrease may favorably impact the effective tax rate.