Business Segment Reporting (Tables)

3 Months Ended

Mar. 31, 2014



	Three Months Ended March 31, 2014
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking		Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average total assets		$46,943		$70,467		$31,550		$25,192			$2,819			$176,971
Average total liabilities	85,374		49,091		2,435		18,400			(56		)	155,244
Average total equity	—		—		—		—			21,727			21,727

Statements of Income:
Net interest income		$641		$403		$134		$74			($48	)		$1,204
FTE adjustment	—		34		—		1			—			35
Net interest income - FTE ¹	641		437		134		75			(48		)	1,239
Provision for credit losses ²	53		23		26		—			—			102
Net interest income after provision for credit losses	588		414		108		75			(48		)	1,137
Total noninterest income	361		322		100		12			(4		)	791
Total noninterest expense	709		455		187		10			(4		)	1,357
Income before provision/(benefit) for income taxes	240		281		21		77			(48		)	571
Provision/(benefit) for income taxes ³	88		91		6		(1		)	(24		)	160
Net income including income attributable to noncontrolling interest	152		190		15		78			(24		)	411
Net income attributable to noncontrolling interest	—		1		—		5			—			6
Net income		$152		$189		$15		$73			($24	)		$405



	Three Months Ended March 31, 2013
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average total assets		$45,376		$65,407		$33,185			$26,272			$1,568			$171,808
Average total liabilities	85,786		46,806		4,337			13,890			(128		)	150,691
Average total equity	—		—		—			—			21,117			21,117

Statements of Income/(loss):
Net interest income		$649		$389		$127			$85			($29	)		$1,221
FTE adjustment	—		29		—			1			—			30
Net interest income - FTE ¹	649		418		127			86			(29		)	1,251
Provision for credit losses ²	92		56		64			(1		)	1			212
Net interest income after provision for credit losses	557		362		63			87			(30		)	1,039
Total noninterest income	357		306		198			4			(2		)	863
Total noninterest expense	704		380		269			1			(1		)	1,353
Income/(loss) before provision/(benefit) for income taxes	210		288		(8		)	90			(31		)	549
Provision/(benefit) for income taxes ³	77		93		(4		)	28			(3		)	191
Net income/(loss) including income attributable to noncontrolling interest	133		195		(4		)	62			(28		)	358
Net income attributable to noncontrolling interest	—		4		—			2			—			6
Net income/(loss)		$133		$191		($4	)		$60			($28	)		$352

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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