Goodwill and Other Intangible Assets (Tables)

3 Months Ended

Mar. 31, 2014



(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Total
Balance, January 1, 2014		$4,262		$2,107		$6,369
Acquisition of Lantana Oil and Gas Partners, Inc. ¹	—		8		8
Balance, March 31, 2014		$4,262		$2,115		$6,377

¹ Assets and liabilities obtained through the acquisition were immaterial to the financial statements at March 31, 2014.



(Dollars in millions)	Core Deposit Intangibles			MSRs - Fair Value			Other			Total
Balance, January 1, 2014		$4			$1,300			$30			$1,334
Amortization	(1		)	—			(2		)	(3		)
MSRs originated	—			32			—			32
Changes in fair value:
Due to changes in inputs and assumptions ¹	—			(46		)	—			(46		)
Other changes in fair value ²	—			(35		)	—			(35		)
Balance, March 31, 2014		$3			$1,251			$28			$1,282

Balance, January 1, 2013		$17			$899			$40			$956
Amortization	(3		)	—			(3		)	(6		)
MSRs originated	—			110			—			110
Changes in fair value:
Due to changes in inputs and assumptions ¹	—			90			—			90
Other changes in fair value ²	—			(74		)	—			(74		)
Balance, March 31, 2013		$14			$1,025			$37			$1,076

¹ Primarily reflects changes in discount rates and prepayment speed assumptions, due to changes in interest rates.

² Represents changes due to the collection of expected cash flows, net of accretion, due to the passage of time.



(Dollars in millions)	March 31, 2014			December 31, 2013
Fair value of retained MSRs		$1,251			$1,300
Prepayment rate assumption (annual)	8		%	8		%
Decline in fair value from 10% adverse change		$42			$38
Decline in fair value from 20% adverse change	81			74
Discount rate (annual)	12		%	12		%
Decline in fair value from 10% adverse change		$61			$66
Decline in fair value from 20% adverse change	117			126
Weighted-average life (in years)	7.3			7.7
Weighted-average coupon	4.3		%	4.4		%