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Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2013

Property, Plant and Equipment [Abstract]




(Dollars in millions)	Useful Life	2013		2012
Land	Indefinite		$345		$349
Buildings and improvements	2 - 40 years	1,045		1,041
Leasehold improvements	1 - 30 years	609		622
Furniture and equipment	1 - 20 years	1,399		1,357
Construction in progress		206		111
Total premises and equipment		3,604		3,480
Less: Accumulated depreciation and amortization		2,039		1,916
Premises and equipment, net			$1,565		$1,564

Operating Leases of Lessee Disclosure [Table Text Block]




(Dollars in millions)	Operating Leases		Capital Leases
2014		$208		$2
2015	196		2
2016	190		2
2017	171		2
2018	91		2
Thereafter	354		3
Total minimum lease payments		$1,210	13
Less: Amounts representing interest			3
Present value of net minimum lease payments				$10

- Definition

Tabular disclosure of a lessee's leasing arrangements including: (1) the basis on which contingent rental payments are determined, (2) the existence and terms of renewal or purchase options and escalation clauses, (3) restrictions imposed by lease arrangements, such as those concerning dividends, additional debt, and further leasing, (4) rent holidays, rent concessions, or leasehold improvement incentives and unusual provisions or conditions. Disclosure may also include the specific period used to amortize material leasehold improvements made at the inception of the lease or during the lease term. Additionally, for operating leases having initial or remaining noncancelable lease terms in excess of one year: (a) future minimum rental payments required as of the date of the latest balance sheet presented, in the aggregate and for each of the five succeeding fiscal years, (b) the total of minimum rentals to be received in the future under noncancelable subleases as of the date of the latest balance sheet presented, and (c) for all operating leases, rental expense for each period for which an income statement is presented, with separate amounts for minimum rentals, contingent rentals, and sublease rentals. Rental payments under leases with terms of a month or less that were not renewed need not be included.

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