XML 46 R62.htm IDEA: XBRL DOCUMENT v2.4.0.6
Loans TDR Modifications (Details) (USD $)
In Millions, unless otherwise specified
3 Months Ended
Mar. 31, 2013
contracts
Mar. 31, 2012
contracts
Financing Receivable, Modifications [Line Items]    
Financing Receivable, Restructured During Period, Number Of Contracts 2,325 [1] 1,278 [1]
Financing Receivable, Amount Restructured During Period, Principal Forgiveness Granted $ 0 [1],[2] $ 7 [1],[3]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted 62 [1],[4] 56 [1],[5]
Financing Receivable, Amount Restructured During Period, Term Extension and/or Other Concessions Granted 89 [1] 26 [1]
total modifications 151 [1] 89 [1]
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
   
Financing Receivable, Modifications [Line Items]    
Financing Receivable, Restructured During Period, Number Of Contracts 67 [1] 103 [1]
Financing Receivable, Amount Restructured During Period, Principal Forgiveness Granted 0 [1],[2] 0 [1],[3]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted 2 [1],[4] 1 [1],[5]
Financing Receivable, Amount Restructured During Period, Term Extension and/or Other Concessions Granted 35 [1] 12 [1]
total modifications 37 [1] 13 [1]
Commercial Portfolio Segment [Member] | Commercial Real Estate [Member]
   
Financing Receivable, Modifications [Line Items]    
Financing Receivable, Restructured During Period, Number Of Contracts 4 [1] 10 [1]
Financing Receivable, Amount Restructured During Period, Principal Forgiveness Granted 0 [1],[2] 6 [1],[3]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted 3 [1],[4] 1 [1],[5]
Financing Receivable, Amount Restructured During Period, Term Extension and/or Other Concessions Granted 0 [1] 2 [1]
total modifications 3 [1] 9 [1]
Commercial Portfolio Segment [Member] | Commercial Construction [Member]
   
Financing Receivable, Modifications [Line Items]    
Financing Receivable, Restructured During Period, Number Of Contracts   7 [1]
Financing Receivable, Amount Restructured During Period, Principal Forgiveness Granted   1 [1],[3]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted   0 [1],[5]
Financing Receivable, Amount Restructured During Period, Term Extension and/or Other Concessions Granted   1 [1]
total modifications   2 [1]
Residential Portfolio Segment [Member] | Residential Nonguaranteed [Member]
   
Financing Receivable, Modifications [Line Items]    
Financing Receivable, Restructured During Period, Number Of Contracts 276 [1] 225 [1]
Financing Receivable, Amount Restructured During Period, Principal Forgiveness Granted 0 [1],[2] 0 [1],[3]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted 25 [1],[4] 20 [1],[5]
Financing Receivable, Amount Restructured During Period, Term Extension and/or Other Concessions Granted 17 [1] 1 [1]
total modifications 42 [1] 21 [1]
Residential Portfolio Segment [Member] | Home Equity Line of Credit [Member]
   
Financing Receivable, Modifications [Line Items]    
Financing Receivable, Restructured During Period, Number Of Contracts 683 [1] 384 [1]
Financing Receivable, Amount Restructured During Period, Principal Forgiveness Granted 0 [1],[2] 0 [1],[3]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted 19 [1],[4] 31 [1],[5]
Financing Receivable, Amount Restructured During Period, Term Extension and/or Other Concessions Granted 18 [1] 1 [1]
total modifications 37 [1] 32 [1]
Residential Portfolio Segment [Member] | Residential Construction [Member]
   
Financing Receivable, Modifications [Line Items]    
Financing Receivable, Restructured During Period, Number Of Contracts 113 [1] 35 [1]
Financing Receivable, Amount Restructured During Period, Principal Forgiveness Granted 0 [1],[2] 0 [1],[3]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted 12 [1],[4] 0 [1],[5]
Financing Receivable, Amount Restructured During Period, Term Extension and/or Other Concessions Granted 1 [1] 9 [1]
total modifications 13 [1] 9 [1]
Consumer Portfolio Segment [Member] | Consumer Indirect
   
Financing Receivable, Modifications [Line Items]    
Financing Receivable, Restructured During Period, Number Of Contracts 903 [1]  
Financing Receivable, Amount Restructured During Period, Principal Forgiveness Granted 0 [1],[2]  
Financing Receivable, Amount Restructured During Period, Other Concessions Granted 0 [1],[4]  
Financing Receivable, Amount Restructured During Period, Term Extension and/or Other Concessions Granted 17 [1]  
total modifications 17 [1]  
Consumer Portfolio Segment [Member] | Consumer Other Direct [Member]
   
Financing Receivable, Modifications [Line Items]    
Financing Receivable, Restructured During Period, Number Of Contracts 48 [1] 12 [1]
Financing Receivable, Amount Restructured During Period, Principal Forgiveness Granted 0 [1],[2] 0 [1],[3]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted 0 [1],[4] 0 [1],[5]
Financing Receivable, Amount Restructured During Period, Term Extension and/or Other Concessions Granted 1 [1] 0 [1]
total modifications 1 [1] 0 [1]
Consumer Portfolio Segment [Member] | Consumer Credit Card Financing Receivable [Member]
   
Financing Receivable, Modifications [Line Items]    
Financing Receivable, Restructured During Period, Number Of Contracts 231 [1] 502 [1]
Financing Receivable, Amount Restructured During Period, Principal Forgiveness Granted 0 [1],[2] 0 [1],[3]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted 1 [1],[4] 3 [1],[5]
Financing Receivable, Amount Restructured During Period, Term Extension and/or Other Concessions Granted 0 [1] 0 [1]
total modifications $ 1 [1] $ 3 [1]
[1] Includes loans modified under the terms of a TDR that were charged-off during the period.
[2] There was no principal forgiveness for Commercial, Residential, or Consumer loans during the three months ended March 31, 2013
[3] Restructured loans which had forgiveness of amounts contractually due under the terms of the loan typically have had multiple concessions including rate modifications and/or term extensions. The total amount of charge-offs associated with principal forgiveness for the Commercial segment during the three months ended March 31, 2012, was less than $1 million. There was no principal forgiveness for Residential or Consumer loans during the three months ended March 31, 2012.
[4] Restructured loans which had a modification of the loan's contractual interest rate may also have had an extension of the loan's contractual maturity date and/or other concessions. The financial effect of modifying the interest rate on the loans modified as a TDR was immaterial to the financial statements during the three months ended March 31, 2013.
[5] Restructured loans which had a modification of the loan's contractual interest rate may also have had an extension of the loan's contractual maturity date and/or other concessions. The financial effect of modifying the interest rate on the loans modified as a TDR was immaterial to the financial statements during the three months ended March 31, 2012.