Business Segment Reporting (Tables)

3 Months Ended

Mar. 31, 2013



	Three Months Ended March 31, 2013
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average total assets		$44,556		$66,226		$33,185			$26,272			$1,569			$171,808
Average total liabilities	78,752		53,842		4,337			13,888			(128		)	150,691
Average total equity	—		—		—			—			21,117			21,117

Statements of Income/(loss):
Net interest income		$602		$433		$127			$85			($26	)		$1,221
FTE adjustment	—		29		—			1			—			30
Net interest income - FTE ¹	602		462		127			86			(26		)	1,251
Provision for credit losses ²	99		37		90			—			(14		)	212
Net interest income/(loss) after provision for credit losses	503		425		37			86			(12		)	1,039
Total noninterest income	326		337		198			4			(2		)	863
Total noninterest expense	674		426		271			(6		)	(2		)	1,363
Income/(loss) before provision/(benefit) for income taxes	155		336		(36		)	96			(12		)	539
Provision/(benefit) for income taxes ³	57		104		(15		)	30			5			181
Net income/(loss) including income attributable to noncontrolling interest	98		232		(21		)	66			(17		)	358
Net income attributable to noncontrolling interest	—		4		—			2			—			6
Net income/(loss)		$98		$228		($21	)		$64			($17	)		$352



	Three Months Ended March 31, 2012
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other			Reconciling Items			Consolidated
Balance Sheets:
Average total assets		$46,285		$63,599		$35,235			$30,830			$906			$176,855
Average total liabilities	77,736		55,097		3,828			20,408			(470		)	156,599
Average total equity	—		—		—			—			20,256			20,256

Statements of Income/(loss):
Net interest income		$634		$424		$126			$126			$1			$1,311
FTE adjustment	—		29		—			1			1			31
Net interest income - FTE ¹	634		453		126			127			2			1,342
Provision for credit losses ²	155		101		166			—			(105		)	317
Net interest income/(loss) after provision for credit losses	479		352		(40		)	127			107			1,025
Total noninterest income	339		363		157			20			(3		)	876
Total noninterest expense	731		487		333			(7		)	(3		)	1,541
Income/(loss) before provision/(benefit) for income taxes	87		228		(216		)	154			107			360
Provision/(benefit) for income taxes ³	32		62		(86		)	49			43			100
Net income/(loss) including income attributable to noncontrolling interest	55		166		(130		)	105			64			260
Net income attributable to noncontrolling interest	—		8		—			2			—			10
Net income/(loss)		$55		$158		($130	)		$103			$64			$250

¹Presented on a matched maturity funds transfer price basis for the segments.

²Provision for credit losses represents net charge-offs for the segments.

³Includes regular income tax provision/(benefit) and taxable-equivalent income adjustment reversal.

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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