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Consolidated Statements of Income (USD $)
In Millions, except Share data in Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest Income    
Interest and fees on loans $ 1,169 $ 1,300
Interest and fees on loans held for sale 31 25
Interest and Dividend Income, Securities, Available-for-sale 143 [1] 194 [1]
Trading account interest and other 16 15
Total interest income 1,359 1,534
Interest Expense    
Interest on deposits 79 127
Interest on long-term debt 51 88
Interest on other borrowings 8 8
Total interest expense 138 223
Net interest income 1,221 1,311
Provision for credit losses 212 [2] 317 [2]
Net interest income after provision for credit losses 1,009 994
Noninterest Income    
Service charges on deposit accounts 160 164
Trust and investment management income 124 130
Retail investment services 61 59
Fees and Commissions, Other 89 97
Investment banking income 68 71
Trading income/(loss) 42 57
Card fees 76 79
Mortgage production related (loss)/income 159 63
Mortgage servicing related income 38 81
Gain (Loss) on Sale of Securities, Net 2 18
Noninterest Income, Other Operating Income 44 57
Total noninterest income 863 876
Noninterest Expense    
Employee compensation 611 652
Other Labor-related Expenses 148 145
Outside processing and software 178 176
Net occupancy expense 89 88
Federal Deposit Insurance Corporation Premium Expense 54 52
Equipment expense 45 45
Operating losses 39 60
Credit and collection services 33 56
Marketing and customer development 30 27
Professional Fees 15 36
Amortization/impairment of intangible assets/goodwill 6 11
Other real estate expense 0 50
Other Noninterest Expense 115 143
Total noninterest expense 1,363 1,541
Income/(loss) before provision/(benefit) for income taxes 509 329
Income Tax Expense (Benefit) 151 69
Net income/(loss) including income attributable to noncontrolling interest 358 260
Net income attributable to noncontrolling interest 6 10
Net income 352 250
Net income/(loss) available to common shareholders $ 340 $ 245
Net income/(loss) per average common share    
Diluted $ 0.63 $ 0.46
Basic $ 0.64 $ 0.46
Common Stock, Dividends, Per Share, Declared $ 0.05 $ 0.05
Average common shares - diluted 539,862 536,407
Average common shares - basic 535,680 533,100
[1] Includes dividends on Coke common stock of of $15 million during the three months ended March 31, 2012.
[2] 2 Provision for credit losses represents net charge-offs for the segments.