Business Segment Reporting (Tables)

12 Months Ended

Dec. 31, 2012



	Year Ended December 31, 2012
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other		Reconciling Items			Consolidated
Average total assets		$46,126		$64,499		$35,154			$28,011		$2,344			$176,134
Average total liabilities	77,539		54,069		4,484			19,710		(163		)	155,639
Average total equity	—		—		—			—		20,495			20,495
Net interest income		$2,534		$1,753		$512			$387		($84	)		$5,102
FTE adjustment	—		119		—			4		—			123
Net interest income - FTE ¹	2,534		1,872		512			391		(84		)	5,225
Provision for credit losses ²	596		315		770			—		(286		)	1,395
Net interest income/(loss) after provision for credit losses	1,938		1,557		(258		)	391		202			3,830
Total noninterest income	1,369		1,543		502			1,970		(11		)	5,373
Total noninterest expense	2,930		1,964		1,379			61		(11		)	6,323
Income/(loss) before provision/(benefit) for income taxes	377		1,136		(1,135		)	2,300		202			2,880
Provision/(benefit) for income taxes ³	140		331		(433		)	770		88			896
Net income/(loss) including income attributable to noncontrolling interest	237		805		(702		)	1,530		114			1,984
Net income attributable to noncontrolling interest	—		16		—			10		—			26
Net income/(loss)		$237		$789		($702	)		$1,520		$114			$1,958



	Year Ended December 31, 2011
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other		Reconciling Items			Consolidated
Average total assets		$43,901		$62,155		$33,719			$31,363		$1,302			$172,440
Average total liabilities	77,352		55,157		3,838			15,605		(208		)	151,744
Average total equity	—		—		—			—		20,696			20,696
Net interest income		$2,502		$1,640		$471			$496		($44	)		$5,065
FTE adjustment	—		107		—			6		1			114
Net interest income - FTE ¹	2,502		1,747		471			502		(43		)	5,179
Provision for credit losses ²	722		625		693			—		(527		)	1,513
Net interest income/(loss) after provision for credit losses	1,780		1,122		(222		)	502		484			3,666
Total noninterest income	1,507		1,402		241			297		(26		)	3,421
Total noninterest expense	2,903		2,056		1,197			106		(28		)	6,234
Income/(loss) before provision/(benefit) for income taxes	384		468		(1,178		)	693		486			853
Provision/(benefit) for income taxes ³	141		81		(457		)	237		191			193
Net income/(loss) including income attributable to noncontrolling interest	243		387		(721		)	456		295			660
Net income attributable to noncontrolling interest	—		3		—			9		1			13
Net income/(loss)		$243		$384		($721	)		$447		$294			$647



	Year Ended December 31, 2010
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other		Reconciling Items			Consolidated
Average total assets		$41,910		$62,268		$34,792			$32,581		$824			$172,375
Average total liabilities	74,914		51,925		4,030			18,775		(103		)	149,541
Average total equity	—		—		—			—		22,834			22,834
Net interest income		$2,449		$1,475		$438			$456		$36			$4,854
FTE adjustment	—		106		—			10		—			116
Net interest income - FTE ¹	2,449		1,581		438			466		36			4,970
Provision for credit losses ²	891		777		1,187			—		(204		)	2,651
Net interest income/(loss) after provision for credit losses	1,558		804		(749		)	466		240			2,319
Total noninterest income	1,539		1,442		521			257		(30		)	3,729
Total noninterest expense	2,917		1,941		1,081			2		(30		)	5,911
Income/(loss) before provision/(benefit) for income taxes	180		305		(1,309		)	721		240			137
Provision/(benefit) for income taxes ³	65		17		(498		)	247		100			(69		)
Net income/(loss) including income attributable to noncontrolling interest	115		288		(811		)	474		140			206
Net income attributable to noncontrolling interest	—		8		1			9		(1		)	17
Net income/(loss)		$115		$280		($812	)		$465		$141			$189

¹Net interest income is FTE and is presented on a matched maturity funds transfer price basis for the segments.

²Provision for credit losses represents net charge-offs for the segments.

³Includes regular income tax provision/(benefit) and taxable-equivalent income adjustment reversal.

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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