Borrowings and Contractual Commitments (Tables)

12 Months Ended

Dec. 31, 2012

Schedule of Short-term Debt [Table Text Block]



	2012				2011
(Dollars in millions)	Balance		Interest Rate		Balance		Interest Rate
FHLB advances		$1,500	0.34	%		$7,000	0.14	%
Master notes	1,512		0.30		1,710		0.40
Dealer collateral	282		0.17		265		various
Other	9		2.70		8		2.70
Total other short-term borrowings		$3,303				$8,983

Schedule of Long-term Debt Instruments [Table Text Block]



(Dollars in millions)	2012		2011		Interest Rates	Maturities
Parent Company Only
Senior, fixed rate ¹		$2,270		$2,719	1.00% - 6.00%	2014 - 2028
Senior, variable rate	152		1,527		0.46 - 4.00	2013 - 2019
Subordinated, fixed rate	200		200		6.00	2026
Junior subordinated, fixed rate	—		1,197		6.10 - 7.88	2036 - 2068
Junior subordinated, variable rate	627		651		0.96 - 1.34	2027 - 2028
Total Parent Company debt (excluding intercompany of $160 as of December 31, 2012 and 2011)	3,249		6,294

Subsidiaries
Senior, fixed rate ²	426		350		0.50 - 9.65	2013 - 2048
Senior, variable rate ³	3,846		2,504		0.41 - 7.50	2013 - 2037
Subordinated, fixed rate ⁴	1,336		1,260		5.00 - 7.25	2015 - 2020
Subordinated, variable rate	500		500		0.60 - 0.66	2015
Total subsidiaries debt	6,108		4,614
Total long-term debt		$9,357		$10,908

¹Includes $0 and $448 million of debt recorded at fair value at December 31, 2012 and 2011, respectively.

²Includes leases and other obligations that do not have a stated interest rate.

³Includes $286 million and $289 million of debt recorded at fair value at December 31, 2012 and 2011, respectively.

⁴Debt recorded at fair value.

Unrecorded Unconditional Purchase Obligations Disclosure [Table Text Block]




(Dollars in millions)	1 year or less		1-3 years		3-5 years		After 5 years		Total
Operating lease obligations		$214		$387		$331		$377		$1,309
Capital lease obligations ¹	1		3		3		4		11
Purchase obligations ²	96		469		222		—		787
Total		$311		$859		$556		$381		$2,107

¹ Amounts do not include accrued interest.

²Includes contracts with a minimum annual payment of $5 million or more.

- Definition

Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.

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+ Details

- Definition

Tabular disclosure of unconditional purchase obligations that are not recognized as a liability on the balance sheet, including the nature and significant terms of an unconditional purchase obligation; the amount of the fixed and determinable portion of the obligation as of the date of the latest balance sheet presented in the aggregate and, if determinable, for each of the five succeeding fiscal years; the nature of any variable components of the obligation; the amount purchased under the obligation (for example, the take-or-pay or throughput contract) for the reporting period; and may include the amount of imputed interest necessary to reduce the obligation to present value.

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