Other Short-Term Borrowings

12 Months Ended

Dec. 31, 2011

Short-term Debt [Abstract]

Other Short-Term Borrowings

NOTE 10 - OTHER SHORT-TERM BORROWINGS

Other short-term borrowings as of December 31 include:

	2011				2010
(Dollars in millions)	Balance		Rates		Balance		Rates
FHLB advances		$7,000	.14	%		$—	—	%
Master notes	1,710		.40		1,355		.40
Dealer collateral	265		various		1,005		various
U.S. Treasury demand notes	—		—		124		—
CP	—		—		99		.51
Funds purchased maturing in over one day	—		—		75		.35
Other	8		2.7		32		various
Total other short-term borrowings		$8,983				$2,690

The average balances of other short-term borrowings for the years ended December 31, 2011 and 2010 were $3.5 billion and $3.0 billion, respectively, while the maximum amounts outstanding at any month-end during the years ended December 31, 2011 and 2010 were $9.0 billion and $4.9 billion, respectively. As of December 31, 2011, the Company had collateral pledged to the Federal Reserve discount window to support $19.5 billion of available, unused borrowing capacity.