Business Segment Reporting (Tables)

3 Months Ended

Mar. 31, 2012



	Three Months Ended March 31, 2012
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other			Reconciling Items			Consolidated
Average total assets		$46,105		$63,358		$35,235			$31,250			$907			$176,855
Average total liabilities	77,601		55,230		3,828			20,410			(470		)	156,599
Average total equity	—		—		—			—			20,256			20,256
Net interest income		$634		$429		$126			$126			($4	)		$1,311
FTE adjustment	—		29		—			1			1			31
Net interest income - FTE ¹	634		458		126			127			(3		)	1,342
Provision for credit losses ²	155		101		166			—			(105		)	317
Net interest income/(loss) after provision for credit losses	479		357		(40		)	127			102			1,025
Total noninterest income	323		379		157			21			(4		)	876
Total noninterest expense	707		515		334			(11		)	(4		)	1,541
Income/(loss) before provision/(benefit) for income taxes	95		221		(217		)	159			102			360
Provision/(benefit) for income taxes ³	34		59		(85		)	51			41			100
Net income/(loss) including income attributable to noncontrolling interest	61		162		(132		)	108			61			260
Net income attributable to noncontrolling interest	—		8		—			2			—			10
Net income/(loss)		$61		$154		($132	)		$106			$61			$250



	Three Months Ended March 31, 2011
(Dollars in millions)	Consumer Banking and Private Wealth Management		Wholesale Banking		Mortgage Banking			Corporate Other			Reconciling Items			Consolidated
Average total assets		$43,418		$61,282		$34,537			$30,880			$2,949			$173,066
Average total liabilities	76,885		53,958		3,693			15,480			(57		)	149,959
Average total equity	—		—		—			—			23,107			23,107
Net interest income		$619		$389		$120			$120			$1			$1,249
FTE adjustment	—		26		—			2			—			28
Net interest income - FTE ¹	619		415		120			122			1			1,277
Provision for credit losses ²	202		146		223			—			(124		)	447
Net interest income/(loss) after provision for credit losses	417		269		(103		)	122			125			830
Total noninterest income	359		388		81			68			(13		)	883
Total noninterest expense	703		533		248			(7		)	(12		)	1,465
Income/(loss) before provision/(benefit) for income taxes	73		124		(270		)	197			124			248
Provision/(benefit) for income taxes ³	27		23		(104		)	68			47			61
Net income/(loss) including income attributable to noncontrolling interest	46		101		(166		)	129			77			187
Net income attributable to noncontrolling interest	—		5		—			2			—			7
Net income/(loss)		$46		$96		($166	)		$127			$77			$180

¹Net interest income is FTE and is presented on a matched maturity funds transfer price basis for the segments.

²Provision for credit losses represents net charge-offs for the segments.

³Includes regular income tax provision/(benefit) and taxable-equivalent income adjustment reversal.

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

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