Goodwill and Other Intangible Assets (Tables)

3 Months Ended

Mar. 31, 2012

Goodwill and Intangible Assets Disclosure [Abstract]

Changes in Carrying Amount of Goodwill by Reportable Segment



(Dollars in millions)	Retail Banking			Diversified Commercial Banking			CIB			W&IM			Consumer Banking and Private Wealth Management		Wholesale Banking		Total
Balance, January 1, 2012		$4,854			$928			$180			$382			$—		$—		$6,344
Intersegment transfers	(4,854		)	(928		)	(180		)	(382		)	3,930		2,414		—
Balance, March 31, 2012		$—			$—			$—			$—			$3,930		$2,414		$6,344

Balance, January 1, 2011		$4,854			$928			$180			$361			$—		$—		$6,323
Contingent consideration	—			—			—			1			—		—		1
Balance, March 31, 2011		$4,854			$928			$180			$362			$—		$—		$6,324

Schedule of Finite-Lived Intangible Assets by Major Class [Table Text Block]



(Dollars in millions)	Core Deposit Intangibles			MSRs - Fair Value			Other			Total
Balance, January 1, 2012		$38			$921			$58			$1,017
Amortization	(6		)	—			(5		)	(11		)
MSRs originated	—			83			—			83
Changes in fair value:
Due to changes in inputs and assumptions ¹	—			124			—			124
Other changes in fair value ²	—			(57		)	—			(57		)
Sale of MSRs	—			(1		)	—			(1		)
Balance, March 31, 2012		$32			$1,070			$53			$1,155

Balance, January 1, 2011		$67			$1,439			$65			$1,571
Amortization	(8		)	—			(3		)	(11		)
MSRs originated	—			88			—			88
Changes in fair value:
Due to changes in inputs and assumptions ¹	—			70			—			70
Other changes in fair value ²	—			(52		)	—			(52		)
Sale of MSRs	—			(7		)	—			(7		)
Balance, March 31, 2011		$59			$1,538			$62			$1,659

¹ Primarily reflects changes in discount rates and prepayment speed assumptions, due to changes in interest rates.

² Represents changes due to the collection of expected cash flows, net of accretion, due to the passage of time.

Key Characteristics, Inputs, and Economic Assumptions Used to Estimate the Fair Value of the Company's MSRs



(Dollars in millions)	March 31, 2012			December 31, 2011
Fair value of retained MSRs		$1,070			$921
Prepayment rate assumption (annual)	15		%	20		%
Decline in fair value from 10% adverse change		$55			$52
Decline in fair value from 20% adverse change	105			98
Discount rate (annual)	11		%	11		%
Decline in fair value from 10% adverse change		$45			$33
Decline in fair value from 20% adverse change	87			63
Weighted-average life (in years)	5.4			4.3
Weighted-average coupon	5.1		%	5.2		%

- Definition

Tabular disclosure of all information related to the key inputs and assumptions (including, at a minimum, but not limited to, and if applicable, quantitative information about discount rates, expected prepayments including the expected weighted-average life of prepayable financial assets, and anticipated credit losses) used in measuring the fair value of assets or liabilities that relate to the transferor's continuing involvement with transferred financial assets, as of the balance sheet date.

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- Definition

Tabular disclosure of amortizable intangibles assets, in total and by major class, including the gross carrying amount and accumulated amortization. A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company.

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- Definition

Tabular disclosure of goodwill by reportable segment and in total. Disclosure details may include, but are not limited to, the carrying amount of goodwill, goodwill acquired during the year, goodwill impairment losses recognized, goodwill written-off due to the sale of a business unit, goodwill not yet allocated, and any other changes to goodwill.

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