XML 74 R52.htm IDEA: XBRL DOCUMENT v2.4.0.6
Business Segment Reporting (Tables)
 12 Months Ended
Dec. 31, 2011
Business Segment Reporting
 
Year ended December 31, 2011
(Dollars in millions)
Retail Banking
 
Diversified
Commercial
Banking
 
CRE
 
CIB
 
Mortgage
 
W&IM
 
Corporate Other
and Treasury
 
Reconciling
Items
 
Consolidated
Average total assets

$41,071

 

$25,237

 

$7,961

 

$22,959

 

$33,719

 

$8,616

 

$31,576

 

$1,301

 

$172,440

Average total liabilities
77,458

 
21,740

 
1,568

 
17,879

 
3,838

 
13,036

 
16,432

 
(207
)
 
151,744

Average total equity
—

 
—

 
—

 
—

 
—

 
—

 
—

 
20,696

 
20,696

Net interest income

$2,543

 

$622

 

$139

 

$498

 

$492

 

$417

 

$514

 

($160
)
 

$5,065

FTE adjustment
—

 
103

 
1

 
3

 
—

 
—

 
6

 
1

 
114

Net interest income - FTE 1
2,543

 
725

 
140

 
501

 
492

 
417

 
520

 
(159
)
 
5,179

Provision for credit losses 2
784

 
92

 
422

 
(10
)
 
693

 
60

 
(1
)
 
(527
)
 
1,513

Net interest income/(loss) after provision for credit losses
1,759

 
633

 
(282
)
 
511

 
(201
)
 
357

 
521

 
368

 
3,666

Total noninterest income
1,064

 
251

 
100

 
636

 
241

 
822

 
333

 
(26
)
 
3,421

Total noninterest expense
2,521

 
460

 
448

 
587

 
1,172

 
922

 
153

 
(29
)
 
6,234

Income/(loss) before provision/(benefit) for income taxes
302

 
424

 
(630
)
 
560

 
(1,132
)
 
257

 
701

 
371

 
853

Provision/(benefit) for income taxes 3
109

 
155

 
(320
)
 
205

 
(439
)
 
94

 
245

 
144

 
193

Net income/(loss) including income attributable to noncontrolling interest
193

 
269

 
(310
)
 
355

 
(693
)
 
163

 
456

 
227

 
660

Net income attributable to noncontrolling interest
—

 
—

 
—

 
—

 
—

 
3

 
9

 
1

 
13

Net income/(loss)

$193

 

$269

 

($310
)
 

$355

 

($693
)
 

$160

 

$447

 

$226

 

$647

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 


 
Year ended December 31, 2010
(Dollars in millions)
Retail Banking
 
Diversified
Commercial
Banking
 
CRE
 
CIB
 
Mortgage
 
W&IM
 
Corporate Other
and Treasury
 
Reconciling
Items
 
Consolidated
Average total assets

$39,204

 

$24,862

 

$10,743

 

$20,039

 

$34,791

 

$9,085

 

$32,827

 

$824

 

$172,375

Average total liabilities
75,574

 
20,815

 
1,662

 
16,146

 
4,031

 
11,935

 
19,483

 
(105
)
 
149,541

Average total equity
—

 
—

 
—

 
—

 
—

 
—

 
—

 
22,834

 
22,834

Net interest income

$2,500

 

$552

 

$162

 

$381

 

$458

 

$385

 

$474

 

($58
)
 

$4,854

FTE adjustment
—

 
105

 
—

 
1

 
—

 
—

 
10

 
—

 
116

Net interest income - FTE 1
2,500

 
657

 
162

 
382

 
458

 
385

 
484

 
(58
)
 
4,970

Provision for credit losses 2
992

 
127

 
442

 
50

 
1,183

 
61

 
—

 
(204
)
 
2,651

Net interest income/(loss) after provision for credit losses
1,508

 
530

 
(280
)
 
332

 
(725
)
 
324

 
484

 
146

 
2,319

Total noninterest income
1,129

 
235

 
88

 
672

 
521

 
821

 
295

 
(32
)
 
3,729

Total noninterest expense
2,526

 
448

 
469

 
498

 
1,065

 
919

 
19

 
(33
)
 
5,911

Income/(loss) before provision/(benefit) for income taxes
111

 
317

 
(661
)
 
506

 
(1,269
)
 
226

 
760

 
147

 
137

Provision/(benefit) for income taxes 3
38

 
114

 
(332
)
 
186

 
(483
)
 
81

 
262

 
65

 
(69
)
Net income/(loss) including income attributable to noncontrolling interest
73

 
203

 
(329
)
 
320

 
(786
)
 
145

 
498

 
82

 
206

Net income attributable to noncontrolling interest
—

 
—

 
—

 
—

 
1

 
7

 
9

 
—

 
17

Net income/(loss)

$73

 

$203

 

($329
)
 

$320

 

($787
)
 

$138

 

$489

 

$82

 

$189

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended December 31, 2009
(Dollars in millions)
Retail Banking
 
Diversified
Commercial
Banking
 
CRE
 
CIB
 
Mortgage
 
W&IM
 
Corporate Other
and Treasury
 
Reconciling
Items
 
Consolidated
Average total assets

$39,249

 

$26,766

 

$13,631

 

$21,416

 

$37,295

 

$9,133

 
26,713

 

$1,239

 

$175,442

Average total liabilities
73,128

 
19,939

 
2,398

 
12,400

 
3,944

 
11,560

 
29,641

 
146

 
153,156

Average total equity
—

 
—

 
—

 
—

 
—

 
—

 
—

 
22,286

 
22,286

Net interest income

$2,295

 

$472

 

$178

 

$304

 

$500

 

$345

 

$429

 

($57
)
 

$4,466

FTE adjustment
—

 
107

 
—

 
2

 
—

 
—

 
14

 
—

 
123

Net interest income - FTE 1
2,295

 
579

 
178

 
306

 
500

 
345

 
443

 
(57
)
 
4,589

Provision for credit losses 2
1,236

 
112

 
435

 
248

 
1,125

 
79

 
2

 
827

 
4,064

Net interest income/(loss) after provision for credit losses
1,059

 
467

 
(257
)
 
58

 
(625
)
 
266

 
441

 
(884
)
 
525

Total noninterest income
1,152

 
247

 
94

 
616

 
687

 
754

 
192

 
(32
)
 
3,710

Total noninterest expense
2,536

 
467

 
730

 
486

 
1,389

 
858

 
128

 
(32
)
 
6,562

Income/(loss) before provision/(benefit) for income taxes
(325
)
 
247

 
(893
)
 
188

 
(1,327
)
 
162

 
505

 
(884
)
 
(2,327
)
Provision/(benefit) for income taxes 3
(122
)
 
90

 
(302
)
 
71

 
(355
)
 
62

 
115

 
(334
)
 
(775
)
Net income/(loss) including income attributable to noncontrolling interest
(203
)
 
157

 
(591
)
 
117

 
(972
)
 
100

 
390

 
(550
)
 
(1,552
)
Net income attributable to noncontrolling interest
—

 
—

 
—

 
—

 
3

 
—

 
9

 
—

 
12

Net income/(loss)

($203
)
 

$157

 

($591
)
 

$117

 

($975
)
 

$100

 

$381

 

($550
)
 

($1,564
)
1Net interest income is FTE and is presented on a matched maturity funds transfer price basis for the segments.
2Provision for credit losses represents net charge-offs for the segments.
3Includes regular income tax provision/(benefit) and taxable-equivalent income adjustment reversal.