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Loans TDR Modifications (Details) (USD $)
In Millions, unless otherwise specified
3 Months Ended9 Months Ended
Sep. 30, 2011
contracts
Sep. 30, 2011
contracts
years
Financing Receivable, Modifications [Line Items]  
PrincipalForgivenessRestructuringImpact$ 3$ 6
Financing Receivable, Amount Restructured During Period, Rate Mod and/or Term Extension263[1]581[2]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted11[3]68[4]
total modifications274649
Financing Receivable, Restructured During Period, Number Of Contracts2,0904,947
Financing Receivable, Restructured, Payment Default During Peiriod, Number of Contracts323[5]731[6]
Financing Receivable, Restructured, Payment Default During Period, Amortized Cost at Default54[5]121[6]
Commercial Portfolio Segment [Member] | Commercial and Industrial [Member]
  
Financing Receivable, Modifications [Line Items]  
Financing Receivable, Amount Restructured During Period, Rate Mod and/or Term Extension51[1]80[2]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted0[3]26[4]
total modifications51106
Financing Receivable, Restructured During Period, Number Of Contracts208382
Financing Receivable, Restructured, Payment Default During Peiriod, Number of Contracts23[5]31[6]
Financing Receivable, Restructured, Payment Default During Period, Amortized Cost at Default6[5]8[6]
Commercial Portfolio Segment [Member] | Commercial Real Estate [Member]
  
Financing Receivable, Modifications [Line Items]  
Financing Receivable, Amount Restructured During Period, Rate Mod and/or Term Extension14[1]43[2]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted2[3]18[4]
total modifications1661
Financing Receivable, Restructured During Period, Number Of Contracts934
Financing Receivable, Restructured, Payment Default During Peiriod, Number of Contracts5[5]8[6]
Financing Receivable, Restructured, Payment Default During Period, Amortized Cost at Default21[5]21[6]
Commercial Portfolio Segment [Member] | Commercial Construction [Member]
  
Financing Receivable, Modifications [Line Items]  
Financing Receivable, Amount Restructured During Period, Rate Mod and/or Term Extension56[1]80[2]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted9[3]22[4]
total modifications65102
Financing Receivable, Restructured During Period, Number Of Contracts1157
Financing Receivable, Restructured, Payment Default During Peiriod, Number of Contracts1[5]7[6]
Financing Receivable, Restructured, Payment Default During Period, Amortized Cost at Default0[5]11[6]
Residential Portfolio Segment [Member] | Residential Nonguaranteed [Member]
  
Financing Receivable, Modifications [Line Items]  
Financing Receivable, Amount Restructured During Period, Rate Mod and/or Term Extension61[1]215[2]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted0[3]2[4]
total modifications61217
Financing Receivable, Restructured During Period, Number Of Contracts304851
Financing Receivable, Restructured, Payment Default During Peiriod, Number of Contracts60[5]230[6]
Financing Receivable, Restructured, Payment Default During Period, Amortized Cost at Default19[5]66[6]
Residential Portfolio Segment [Member] | Home Equity [Member]
  
Financing Receivable, Modifications [Line Items]  
Financing Receivable, Amount Restructured During Period, Rate Mod and/or Term Extension42[1]104[2]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted0[3]0[4]
total modifications42104
Financing Receivable, Restructured During Period, Number Of Contracts5691,308
Financing Receivable, Restructured, Payment Default During Peiriod, Number of Contracts60[5]108[6]
Financing Receivable, Restructured, Payment Default During Period, Amortized Cost at Default6[5]10[6]
Residential Portfolio Segment [Member] | Residential Construction [Member]
  
Financing Receivable, Modifications [Line Items]  
Financing Receivable, Amount Restructured During Period, Rate Mod and/or Term Extension35[1]45[2]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted0[3]0[4]
total modifications3545
Financing Receivable, Restructured During Period, Number Of Contracts266317
Financing Receivable, Restructured, Payment Default During Peiriod, Number of Contracts6[5]24[6]
Financing Receivable, Restructured, Payment Default During Period, Amortized Cost at Default1[5]3[6]
Consumer Portfolio Segment [Member] | Consumer Other Direct [Member]
  
Financing Receivable, Modifications [Line Items]  
Financing Receivable, Amount Restructured During Period, Rate Mod and/or Term Extension0[1]3[2]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted0[3]0[4]
total modifications03
Financing Receivable, Restructured During Period, Number Of Contracts761
Financing Receivable, Restructured, Payment Default During Peiriod, Number of Contracts2[5]2[6]
Financing Receivable, Restructured, Payment Default During Period, Amortized Cost at Default0[5]0[6]
Consumer Portfolio Segment [Member] | Consumer Credit Card Financing Receivable [Member]
  
Financing Receivable, Modifications [Line Items]  
Financing Receivable, Amount Restructured During Period, Rate Mod and/or Term Extension4[1]11[2]
Financing Receivable, Amount Restructured During Period, Other Concessions Granted0[3]0[4]
total modifications411
Financing Receivable, Restructured During Period, Number Of Contracts7161,937
Financing Receivable, Restructured, Payment Default During Peiriod, Number of Contracts166[5]321[6]
Financing Receivable, Restructured, Payment Default During Period, Amortized Cost at Default$ 1[5]$ 2[6]
[1]For these loans, borrowers received either a modification of the loan's contractual interest rate, an extension of the loan's contractual maturity date, or both. The financial effect of modifying the interest rate on the loans modified as a TDR was immaterial to the financial statements during the three months ended September 30, 2011.
[2]For these loans, borrowers received either a modification of the loan's contractual interest rate, an extension of the loan's contractual maturity date, or both. The financial effect of modifying the interest rate on the loans modified as a TDR was immaterial to the financial statements during the nine months ended September 30, 2011.
[3]Restructured loans which had forgiveness of amounts contractually due under the terms of the loan typically have multiple concessions including rate modifications and/or term extensions. The total amount of charge-offs associated with principal forgiveness for the Commercial segment during the three months ended September 30, 2011 was $3 million, substantially all of which related to Commercial construction. There was no principal forgiveness for Residential or Consumer loans during the three months ended September 30, 2011.
[4]Restructured loans which had forgiveness of amounts contractually due under the terms of the loan typically have multiple concessions including rate modifications and/or term extensions. The total amount of charge-offs associated with principal forgiveness for the Commercial segment during the nine months ended September 30, 2011 was $6 million, substantially all of which related to Commercial construction. There was no principal forgiveness for Residential or Consumer loans during the nine months ended September 30, 2011.
[5]For the three months ended September 30, 2011, this represents defaults on loans that were first modified between the periods July 1, 2010 and September 30, 2011.
[6]For the nine months ended September 30, 2011, this represents defaults on loans that were first modified between the periods January 1, 2010 and September 30, 2011.