

	Three Months Ended September 30, 2011
(Dollars in millions)	Retail Banking		Diversified Commercial Banking		CRE			CIB			Mortgage			W&IM			Corporate Other and Treasury			Reconciling Items			Consolidated
Average total assets		$40,821		$25,242		$7,557			$23,990			$33,159			$8,370			$31,389			$1,548			$172,076
Average total liabilities	76,820		20,541		1,535			17,857			3,705			12,812			16,235			2,571			152,076
Average total equity	—		—		—			—			—			—			—			20,000			20,000
Net interest income		$640		$159		$34			$126			$121			$105			$132			($54	)		$1,263
FTE adjustment	—		26		—			1			—			—			1			2			30
Net interest income - FTE ¹	640		185		34			127			121			105			133			(52		)	1,293
Provision for credit losses ²	181		11		133			(3		)	144			26			—			(145		)	347
Net interest income/(loss) after provision for credit losses	459		174		(99		)	130			(23		)	79			133			93			946
Total noninterest income	286		67		25			109			115			202			103			(4		)	903
Total noninterest expense	654		123		100			139			318			235			(2		)	(7		)	1,560
Income/(loss) before provision/(benefit) for income taxes	91		118		(174		)	100			(226		)	46			238			96			289
Provision/(benefit) for income taxes ³	33		42		(85		)	36			(88		)	19			80			38			75
Net income/(loss) including income attributable to noncontrolling interest	58		76		(89		)	64			(138		)	27			158			58			214
Net income/(loss) attributable to noncontrolling interest	—		—		—			—			—			(4		)	2			1			(1		)
Net income/(loss)		$58		$76		($89	)		$64			($138	)		$31			$156			$57			$215

	Three Months Ended September 30, 2010
(Dollars in millions)	Retail Banking		Diversified Commercial Banking		CRE			CIB			Mortgage			W&IM			Corporate Other and Treasury			Reconciling Items			Consolidated
Average total assets		$39,105		$24,633		$10,395			$20,900			$34,556			$8,941			$33,321			$148			$171,999
Average total liabilities	74,945		19,159		1,467			16,478			4,135			11,723			18,742			2,259			148,908
Average total equity	—		—		—			—			—			—			—			23,091			23,091
Net interest income		$630		$142		$38			$98			$123			$97			$117			($7	)		$1,238
FTE adjustment	—		26		—			—			—			—			2			—			28
Net interest income - FTE ¹	630		168		38			98			123			97			119			(7		)	1,266
Provision for credit losses ²	229		23		156			—			265			15			—			(73		)	615
Net interest income/(loss) after provision for credit losses	401		145		(118		)	98			(142		)	82			119			66			651
Total noninterest income	278		62		21			196			272			196			24			(2		)	1,047
Total noninterest expense	623		107		120			121			296			233			1			(2		)	1,499
Income/(loss) before provision/(benefit) for income taxes	56		100		(217		)	173			(166		)	45			142			66			199
Provision/(benefit) for income taxes ³	20		37		(103		)	64			(63		)	16			44			27			42
Net income/(loss) including income attributable to noncontrolling interest	36		63		(114		)	109			(103		)	29			98			39			157
Net income attributable to noncontrolling interest	—		—		—			—			—			1			2			1			4
Net income/(loss)		$36		$63		($114	)		$109			($103	)		$28			$96			$38			$153

¹Net interest income is FTE and is presented on a matched maturity funds transfer price basis for the segments.

²Provision for credit losses represents net charge-offs for the segments.

³Includes regular income tax provision/(benefit) and taxable-equivalent income adjustment reversal.



	Nine Months Ended September 30, 2011
(Dollars in millions)	Retail Banking		Diversified Commercial Banking		CRE			CIB			Mortgage			W&IM		Corporate Other and Treasury			Reconciling Items			Consolidated
Average total assets		$40,752		$25,113		$8,230			$22,651			$33,681			$8,489		$31,348			$1,622			$171,886
Average total liabilities	76,582		20,459		1,479			17,620			3,487			12,658		16,058			2,682			151,025
Average total equity	—		—		—			—			—			—		—			20,861			20,861
Net interest income		$1,897		$456		$105			$360			$362			$305		$379			($93	)		$3,771
FTE adjustment	—		76		1			2			—			—		5			—			84
Net interest income - FTE ¹	1,897		532		106			362			362			305		384			(93		)	3,855
Provision for credit losses ²	593		49		353			(1		)	520			54		(1		)	(381		)	1,186
Net interest income/(loss) after provision for credit losses	1,304		483		(247		)	363			(158		)	251		385			288			2,669
Total noninterest income	830		191		73			477			271			624		254			(22		)	2,698
Total noninterest expense	1,936		358		316			433			847			710		(11		)	(22		)	4,567
Income/(loss) before provision/(benefit) for income taxes	198		316		(490		)	407			(734		)	165		650			288			800
Provision/(benefit) for income taxes ³	72		114		(242		)	149			(283		)	61		236			113			220
Net income/(loss) including income attributable to noncontrolling interest	126		202		(248		)	258			(451		)	104		414			175			580
Net income attributable to noncontrolling interest	—		—		—			—			—			—		7			—			7
Net income/(loss)		$126		$202		($248	)		$258			($451	)		$104		$407			$175			$573

	Nine Months Ended September 30, 2010
(Dollars in millions)	Retail Banking		Diversified Commercial Banking		CRE			CIB			Mortgage			W&IM		Corporate Other and Treasury			Reconciling Items			Consolidated
Average total assets		$38,856		$25,039		$11,171			$19,597			$34,627			$8,974		$32,557			$748			$171,569
Average total liabilities	74,411		19,864		1,667			15,272			3,581			11,449		20,040			2,702			148,986
Average total equity	—		—		—			—			—			—		—			22,583			22,583
Net interest income		$1,870		$408		$124			$272			$331			$280		$350			($48	)		$3,587
FTE adjustment	—		80		—			1			—			—		8			—			89
Net interest income - FTE ¹	1,870		488		124			273			331			280		358			(48		)	3,676
Provision for credit losses ²	765		88		344			37			956			44		—			(96		)	2,138
Net interest income/(loss) after provision for credit losses	1,105		400		(220		)	236			(625		)	236		358			48			1,538
Total noninterest income	857		173		61			449			397			578		193			(11		)	2,697
Total noninterest expense	1,850		335		324			352			812			672		29			(12		)	4,362
Income/(loss) before provision/(benefit) for income taxes	112		238		(483		)	333			(1,040		)	142		522			49			(127		)
Provision/(benefit) for income taxes ³	39		87		(242		)	123			(395		)	52		170			25			(141		)
Net income/(loss) including income attributable to noncontrolling interest	73		151		(241		)	210			(645		)	90		352			24			14
Net income attributable to noncontrolling interest	—		—		—			—			1			1		7			—			9
Net income/(loss)		$73		$151		($241	)		$210			($646	)		$89		$345			$24			$5

¹Net interest income is FTE and is presented on a matched maturity funds transfer price basis for the segments.

²Provision for credit losses represents net charge-offs for the segments.

³Includes regular income tax provision/(benefit) and taxable-equivalent income adjustment reversal.