-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, AirG7aRPVmU8TfyR6mDgZR1XrWPOYjUa8Z2l7Y7FS1+ZzeBJQxVTapd8FYzYZv/f 2MzOSEBNWtDUIvTXJqhLzg== 0000750556-96-000002.txt : 19960213 0000750556-96-000002.hdr.sgml : 19960213 ACCESSION NUMBER: 0000750556-96-000002 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 19930930 ITEM INFORMATION: Other events FILED AS OF DATE: 19960212 SROS: NYSE FILER: COMPANY DATA: COMPANY CONFORMED NAME: SUNTRUST BANKS INC CENTRAL INDEX KEY: 0000750556 STANDARD INDUSTRIAL CLASSIFICATION: STATE COMMERCIAL BANKS [6022] IRS NUMBER: 581575035 STATE OF INCORPORATION: GA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-20611 FILM NUMBER: 96515846 BUSINESS ADDRESS: STREET 1: P.O. BOX 4418 CENTER 633 CITY: ATLANTA STATE: GA ZIP: 30302 BUSINESS PHONE: 4045887711 MAIL ADDRESS: STREET 1: P.O. BOX 4418 CENTER 633 CITY: ATLANTA STATE: GA ZIP: 30302 8-K 1 FORM 8-K SUNTRUST BANKS, INC. SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) February 12, 1996 SunTrust Banks, Inc. (Exact name of registrant as specified in its charter) Georgia 1-8918 58-1575035 (State or other jurisdiction Commission (IRS Employer of incorporation) File Number) Identification No.) 25 Park Place, N.E., Atlanta, Georgia 30313 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code (404) 588-7711 Item 7. Financial Statements and Exhibits Atttached hereto is a revised Exhibit 12 to the Registration Statement on Form S-3 File No. 33-54493 that includes amounts for the nine months ended September, 30, 1995 and 1994. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. SUNTRUST BANKS, INC. (Registrant) Date: February 12, 1996 By: Raymond D. Fortin Senior Vice President EXHIBIT INDEX Exhibit Number and Description 12. Ratio of Earnings to Fixed Charges EX-12 2 EXHIBIT - EARNINGS TO FIXED CHARGES EXHIBIT 12.1 Ratio of Earnings to Fixed Charges (In thousands)
Nine Months Ended September 30 1995 1994 Ratio 1 - including deposit interest Earnings: Income before income taxes $626,293 $584,028 Fixed charges 1,010,234 668,835 Total $1,636,527 $1,252,863 Fixed charges: Interest on deposits $738,975 $499,408 Interest on funds purchased 170,331 79,777 Interest on other short-term borrowings 40,854 32,064 Interest on long-term debt 50,378 47,007 Portion of rents representative of the interest factor (1/3) of rental expense 9,696 10,579 Total $1,010,234 $668,835 Earnings to fixed charges 1.62 x 1.87 x Ratio 2 - excluding deposit interest Earnings: Income before income taxes $626,293 $584,028 Fixed charges 271,259 169,427 Total $897,552 $753,455 Fixed charges: Interest on funds purchased $170,331 $122,055 Interest on other short-term borrowings 40,854 42,519 Interest on long-term debt 50,378 63,119 Portion of rents representative of the interest factor (1/3) of rental expense 9,696 13,787 Total $271,259 $241,480 Earnings to fixed charges 3.31 x 3.12 x
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