SECURITIES AND EXCHANGE COMMISSION
                          Washington, D.C. 20549

                                  FORM 15

CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g)
OF THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE
REPORTS UNDER SECTION 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                    Commission File Number  33-26545-A

                      Ponte Vedra Banking Corporation
          (Exact name of registrant as specified in its charter)

       100 Sawgrass Corners Drive, Ponte Vedra Beach, Florida 32082
(Address, including zip code, and telephone number, including area code, of
                 registrant's principal executive offices)

                  Common Stock, $1.00 par value per share
         (Title of each class of securities covered by this Form)

                                   None
      (Titles of all other classes of securities for which a duty to
            file reports under section 13(a) or 15(d) remains)

     Please place an X in the box(es) to designate, the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

     Rule 12g-4(a)(1)(i)  [ ]           Rule 12h-3(b)(1)(i)  [X]
     Rule 12g-4(a)(1)(ii) [ ]           Rule 12h-3(b)(1)(ii) [ ]
     Rule 12g-4(a)(2)(i)  [ ]           Rule 12h-3(b)(2)(i)  [ ]
     Rule 12g-4(a)(2)(ii) [ ]           Rule 12h-3(b)(2)(ii) [ ]
                                        Rule 15d-6           [ ]

     Approximate number of holders of record as of the certification or
notice date:    0  .

     Pursuant to the requirements of the Securities Exchange Act of 1934
Ponte Vedra Banking Corporation has caused this certification/notice to be
signed on its behalf by the undersigned duly authorized person.

Date:    January 19, 1996     By:
                              Senior Vice President and Corporate
                              Secretary, SunTrust Banks, Inc.

Instruction:  This form is required by Rules 12g-4, 12h-3 and 15d-6 of the
General Rules and Regulations under the Securities Exchange Act of 1934.
The registrant shall file with the Commission three copies of Form 15, one
of which shall be manually signed.  It may be signed by an officer of the
registrant, by counsel or by any other duly authorized person.  The name
and title of the person signing the form shall be typed or printed under
the signature.

Note:  On January 19, 1996, Ponte Vedra Banking Corporation was merged into
SunTrust Banks of Florida, Inc., and each outstanding share of stock of
Ponte Vedra Banking Corporation was converted into either $17.50 in cash or
 .2645503 shares of common stock of SunTrust Banks, Inc.