NOTES PAYABLE (Tables)

12 Months Ended

Dec. 31, 2014

NOTES PAYABLE [Abstract]

Notes Payable

Notes payable at December 31, 2014 and 2013 is summarized as follows (in thousands):

	December 31,
	2014		2013
Long-term Federal Home Loan Bank advances	$	26,277	$	26,703
Notes payable – First National Bankers Bank		-		1,000
	$	26,277	$	27,703

Scheduled Maturities of Long-term FHLB Advances

The scheduled maturities of long-term FHLB advances at December 31, 2014 are summarized as follows (in thousands):

	Amount		Weighted Average Rate
2015	$	426		5.057	%
2016		427		5.057	%
2017		15,403		3.412	%
2019		10,021		1.985	%
Total FHLB advances	$	26,277