EMPLOYEE BENEFITS (Details) (USD $)	0 Months Ended		12 Months Ended
	Feb. 19, 2009	Feb. 06, 2009	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Feb. 05, 2009
EMPLOYEE BENEFITS [Abstract]
ESOP loan						$ 300,000
Number of shares purchased (in shares)	5,828	25,000
Purchase price per share (in dollars per share)	$ 9.05	$ 9.89			$ 9.73
ESOP compensation expense			720,000	428,000	469,000
Total ESOP shares (in shares)			537,373	573,476
Deferred compensation liability			1,200,000	1,200,000
Deferred compensation expense			74,000	68,000	232,000
Defined contribution plan expense			12,000	39,000	9,000
Defined contribution plan participation service period			90 days
Employer contribution to 401(k) retirement plan			$ 60,000	$ 33,000	$ 31,000