LOANS, Troubled Debt Restructuring (Details) (USD $)	12 Months Ended
	Dec. 31, 2013 Contract Loan	Dec. 31, 2012 Loan
Troubled Debt Restructuring [Abstract]
Current	$ 156,000
Past Due Greater than 30 Days	23,000	0
Nonaccrual TDRs	233,000	232,000
Total TDRs	412,000	4,137,000
Decrease in TDR	(3,700,000)
Pre-modified contracts identified as TDRs	1
Pre-modification balance identified as TDR	27,000
Number of TDR defaulted		4
TDR defaulted during the period		259,000
Troubled debt restructurings executed during current period	3,900,000
Number of loans removed from TDR (Troubled debt restructuring) status after loan was paid off	2
Commercial, Financial and Agricultural [Member]
Troubled Debt Restructuring [Abstract]
Current	0	0
Past Due Greater than 30 Days	23,000	0
Nonaccrual TDRs	233,000	232,000
Total TDRs	256,000	232,000
Real Estate - Commercial [Member]
Troubled Debt Restructuring [Abstract]
Current	156,000	3,905,000
Past Due Greater than 30 Days	0	0
Nonaccrual TDRs	0	0
Total TDRs	$ 156,000	$ 3,905,000