NOTES PAYABLE (Tables)

12 Months Ended

Dec. 31, 2013

NOTES PAYABLE [Abstract]

Notes payable

Notes payable at December 31, 2013 and 2012 is summarized as follows (in thousands):

	December 31,
	2013		2012
Long-term Federal Home Loan Bank advances	$	26,703	$	27,128
Notes payable – First National Bankers Bank		1,000		2,000
	$	27,703	$	29,128

FHLB advances

The scheduled maturities of long-term FHLB advances at December 31, 2013 are summarized as follows (in thousands):

	Amount		Weighted Average Rate
2014	$	426		5.057	%
2015		426		5.057	%
2016		427		5.057	%
2017		15,403		3.412	%
2019		10,021		1.985	%
Total FHLB advances	$	26,703

Schedule of Maturities of Notes Payable

The scheduled maturities of the notes payable with First National Bankers Bank as of December 31, 2013 is as follows (in thousands):

2014	$	250
2015		250
2016		250
2017		250
	$	1,000