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DEPOSITS (Tables)
12 Months Ended
Dec. 31, 2013
DEPOSITS [Abstract]  
Deposits
Deposits consisted of the following (in thousands):
 
 
December 31,
 
 
2013
  
2012
 
Noninterest-bearing
 
$
383,257
  
$
381,083
 
Savings and money market
  
465,748
   
402,121
 
NOW accounts
  
429,279
   
456,222
 
Time deposits less than $100
  
112,782
   
133,304
 
Time deposits $100 or more
  
127,737
   
179,174
 
 
$
1,518,803
  
$
1,551,904
 
Maturities for certificates of deposits
Time deposits held consist primarily of certificates of deposits.  The maturities for these deposits at December 31, 2013 are as follows (in thousands):
 
2014
 
$
177,339
 
2015
  
41,369
 
2016
  
11,730
 
2017
  
5,610
 
2018
  
4,470
 
Thereafter
  
1
 
 
$
240,519