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Consolidated Statements of Earnings (unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
Interest income:        
Loans, including fees $ 17,652 $ 12,540 $ 52,966 $ 37,298
Securities and other investments:        
Taxable 2,171 2,048 6,481 6,265
Nontaxable 785 697 2,436 2,202
Federal funds sold 1 2 6 6
Time and interest bearing deposits in other banks 15 13 70 73
Other investments 80 55 230 142
Total interest income 20,704 15,355 62,189 45,986
Interest expense:        
Deposits 976 1,030 3,044 3,189
Federal funds purchased 0 0 3 0
Securities sold under agreements to repurchase 204 197 565 564
Other borrowings and payable 118 0 345 0
Junior subordinated debentures 335 241 1,007 733
Total interest expense 1,633 1,468 4,964 4,486
Net interest income 19,071 13,887 57,225 41,500
Provision for loan losses 450 300 2,250 1,550
Net interest income after provision for loan losses 18,621 13,587 54,975 39,950
Non-interest income:        
Service charges on deposit accounts 2,352 1,898 6,794 5,590
Gain on securities, net 25 69 229 204
ATM and debit card income 1,719 1,123 4,713 3,398
Other charges and fees 892 664 2,687 2,055
Total non-interest income 4,988 3,754 14,423 11,247
Non-interest expenses:        
Salaries and employee benefits 8,640 6,273 25,401 18,511
Occupancy expense 3,874 2,952 11,196 8,283
FDIC insurance 265 242 854 695
Other 5,702 4,163 16,728 12,599
Total non-interest expenses 18,481 13,630 54,179 40,088
Income before income taxes 5,128 3,711 15,219 11,109
Income tax expense 1,588 1,062 4,588 3,096
Net earnings 3,540 2,649 10,631 8,013
Dividends on preferred stock 468 400 1,152 1,180
Net earnings available to common shareholders $ 3,072 $ 2,249 $ 9,479 $ 6,833
Earnings per share:        
Basic (in dollars per share) $ 0.27 $ 0.21 $ 0.84 $ 0.65
Diluted (in dollars per share) $ 0.27 $ 0.21 $ 0.83 $ 0.65