XML 46 R32.htm IDEA: XBRL DOCUMENT v2.4.0.8
Credit Quality of Loans and Allowance for Loan Losses, Credit Quality Indicators and Aging (Details) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
Jun. 30, 2012
Credit Risk Profile [Abstract]      
Loans $ 1,118,572 $ 1,046,940 [1] $ 751,455
Percentage of Total Loans (in hundredths) 100.00% 100.00%  
Age Analysis of Past Due Loans by Class of Loans [Abstract]      
30-59 Days Past Due 6,902 8,089  
60-89 Days Past Due 804 [2] 2,978 [2]  
Greater than 90 Days Past Due 5,673 [2] 7,867 [2]  
Total Past Due 13,379 18,934  
Current 1,105,193 1,028,006  
Total Loans 1,118,572 1,046,940  
Recorded Investment > 90 days and Accruing 117 1,986  
Commercial, Financial and Agricultural [Member]
     
Credit Risk Profile [Abstract]      
Loans 391,241 315,655  
Age Analysis of Past Due Loans by Class of Loans [Abstract]      
30-59 Days Past Due 1,107 2,220  
60-89 Days Past Due 192 [2] 321 [2]  
Greater than 90 Days Past Due 1,747 [2] 2,580 [2]  
Total Past Due 3,046 5,121  
Current 388,195 310,534  
Total Loans 391,241 315,655  
Recorded Investment > 90 days and Accruing 92 1,019  
Commercial Real Estate Construction [Member]
     
Credit Risk Profile [Abstract]      
Loans 64,166 58,350  
Age Analysis of Past Due Loans by Class of Loans [Abstract]      
30-59 Days Past Due 907 66  
60-89 Days Past Due 0 [2] 96 [2]  
Greater than 90 Days Past Due 226 [2] 101 [2]  
Total Past Due 1,133 263  
Current 63,033 58,087  
Total Loans 64,166 58,350  
Recorded Investment > 90 days and Accruing 0 0  
Commercial Real Estate - Other [Member]
     
Credit Risk Profile [Abstract]      
Loans 404,543 414,384  
Age Analysis of Past Due Loans by Class of Loans [Abstract]      
30-59 Days Past Due 3,241 4,131  
60-89 Days Past Due 87 [2] 2,108 [2]  
Greater than 90 Days Past Due 2,275 [2] 3,577 [2]  
Total Past Due 5,603 9,816  
Current 398,940 404,568  
Total Loans 404,543 414,384  
Recorded Investment > 90 days and Accruing 0 952  
Commercial Total [Member]
     
Credit Risk Profile [Abstract]      
Loans 859,950 788,389  
Percentage of Total Loans (in hundredths) 100.00% 100.00%  
Residential - Construction [Member]
     
Credit Risk Profile [Abstract]      
Loans 18,685 16,984  
Age Analysis of Past Due Loans by Class of Loans [Abstract]      
30-59 Days Past Due 133 0  
60-89 Days Past Due 0 [2] 0 [2]  
Greater than 90 Days Past Due 0 [2] 0 [2]  
Total Past Due 133 0  
Current 18,552 16,984  
Total Loans 18,685 16,984  
Recorded Investment > 90 days and Accruing 0 0  
Residential - Prime [Member]
     
Credit Risk Profile [Abstract]      
Loans 141,689 142,858  
Age Analysis of Past Due Loans by Class of Loans [Abstract]      
30-59 Days Past Due 983 1,140  
60-89 Days Past Due 325 [2] 317 [2]  
Greater than 90 Days Past Due 1,176 [2] 1,408 [2]  
Total Past Due 2,484 2,865  
Current 139,205 139,993  
Total Loans 141,689 142,858  
Recorded Investment > 90 days and Accruing 0 0  
Residential - Subprime [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 0  
Age Analysis of Past Due Loans by Class of Loans [Abstract]      
30-59 Days Past Due 0 0  
60-89 Days Past Due 0 [2] 0 [2]  
Greater than 90 Days Past Due 0 [2] 0 [2]  
Total Past Due 0 0  
Current 0 0  
Total Loans 0 0  
Recorded Investment > 90 days and Accruing 0 0  
Residential Total [Member]
     
Credit Risk Profile [Abstract]      
Loans 160,374 159,842  
Percentage of Total Loans (in hundredths) 100.00% 100.00%  
Consumer - Credit Card [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 6,807  
Age Analysis of Past Due Loans by Class of Loans [Abstract]      
30-59 Days Past Due 21 24  
60-89 Days Past Due 0 [2] 2 [2]  
Greater than 90 Days Past Due 14 [2] 15 [2]  
Total Past Due 35 41  
Current 5,799 6,766  
Total Loans 5,834 6,807  
Recorded Investment > 90 days and Accruing 14 15  
Consumer - Other [Member]
     
Credit Risk Profile [Abstract]      
Loans 84,737 83,754  
Age Analysis of Past Due Loans by Class of Loans [Abstract]      
30-59 Days Past Due 387 421  
60-89 Days Past Due 200 [2] 134 [2]  
Greater than 90 Days Past Due 235 [2] 186 [2]  
Total Past Due 822 741  
Current 83,915 83,013  
Total Loans 84,737 83,754  
Recorded Investment > 90 days and Accruing 11 0  
Finance Leases Commercial [Member]
     
Credit Risk Profile [Abstract]      
Loans 5,656 5,769  
Age Analysis of Past Due Loans by Class of Loans [Abstract]      
30-59 Days Past Due 0 0  
60-89 Days Past Due 0 [2] 0 [2]  
Greater than 90 Days Past Due 0 [2] 0 [2]  
Total Past Due 0 0  
Current 5,656 5,769  
Total Loans 5,656 5,769  
Recorded Investment > 90 days and Accruing 0 0  
Other Loans [Member]
     
Credit Risk Profile [Abstract]      
Loans 2,021 2,379  
Age Analysis of Past Due Loans by Class of Loans [Abstract]      
30-59 Days Past Due 123 87  
60-89 Days Past Due 0 [2] 0 [2]  
Greater than 90 Days Past Due 0 [2] 0 [2]  
Total Past Due 123 87  
Current 1,898 2,292  
Total Loans 2,021 2,379  
Recorded Investment > 90 days and Accruing 0 0  
Consumer Total [Member]
     
Credit Risk Profile [Abstract]      
Loans 98,248 98,709  
Pass [Member] | Commercial, Financial and Agricultural [Member]
     
Credit Risk Profile [Abstract]      
Loans 383,435 304,219  
Pass [Member] | Commercial Real Estate Construction [Member]
     
Credit Risk Profile [Abstract]      
Loans 63,090 54,737  
Pass [Member] | Commercial Real Estate - Other [Member]
     
Credit Risk Profile [Abstract]      
Loans 378,809 396,077  
Pass [Member] | Commercial Total [Member]
     
Credit Risk Profile [Abstract]      
Loans 825,334 755,033  
Percentage of Total Loans (in hundredths) 95.98% 95.76%  
Pass [Member] | Residential - Construction [Member]
     
Credit Risk Profile [Abstract]      
Loans 18,561 16,785  
Pass [Member] | Residential - Prime [Member]
     
Credit Risk Profile [Abstract]      
Loans 138,403 137,681  
Pass [Member] | Residential - Subprime [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 0  
Pass [Member] | Residential Total [Member]
     
Credit Risk Profile [Abstract]      
Loans 156,964 154,466  
Percentage of Total Loans (in hundredths) 97.87% 96.64%  
Pass [Member] | Consumer - Credit Card [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 0  
Special mention [Member] | Commercial, Financial and Agricultural [Member]
     
Credit Risk Profile [Abstract]      
Loans 2,071 5,748  
Special mention [Member] | Commercial Real Estate Construction [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 684  
Special mention [Member] | Commercial Real Estate - Other [Member]
     
Credit Risk Profile [Abstract]      
Loans 6,559 6,224  
Special mention [Member] | Commercial Total [Member]
     
Credit Risk Profile [Abstract]      
Loans 8,630 12,656  
Percentage of Total Loans (in hundredths) 1.00% 1.61%  
Special mention [Member] | Residential - Construction [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 0  
Special mention [Member] | Residential - Prime [Member]
     
Credit Risk Profile [Abstract]      
Loans 589 1,612  
Special mention [Member] | Residential - Subprime [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 0  
Special mention [Member] | Residential Total [Member]
     
Credit Risk Profile [Abstract]      
Loans 589 1,612  
Percentage of Total Loans (in hundredths) 0.37% 1.01%  
Special mention [Member] | Consumer - Credit Card [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 0  
Substandard [Member] | Commercial, Financial and Agricultural [Member]
     
Credit Risk Profile [Abstract]      
Loans 5,481 4,503  
Substandard [Member] | Commercial Real Estate Construction [Member]
     
Credit Risk Profile [Abstract]      
Loans 1,076 2,925  
Substandard [Member] | Commercial Real Estate - Other [Member]
     
Credit Risk Profile [Abstract]      
Loans 19,073 7,514  
Substandard [Member] | Commercial Total [Member]
     
Credit Risk Profile [Abstract]      
Loans 25,630 14,942  
Percentage of Total Loans (in hundredths) 2.98% 1.90%  
Substandard [Member] | Residential - Construction [Member]
     
Credit Risk Profile [Abstract]      
Loans 124 199  
Substandard [Member] | Residential - Prime [Member]
     
Credit Risk Profile [Abstract]      
Loans 2,697 3,565  
Substandard [Member] | Residential - Subprime [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 0  
Substandard [Member] | Residential Total [Member]
     
Credit Risk Profile [Abstract]      
Loans 2,821 3,764  
Percentage of Total Loans (in hundredths) 1.76% 2.35%  
Substandard [Member] | Consumer - Credit Card [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 0  
Doubtful [Member] | Commercial, Financial and Agricultural [Member]
     
Credit Risk Profile [Abstract]      
Loans 254 1,185  
Doubtful [Member] | Commercial Real Estate Construction [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 4  
Doubtful [Member] | Commercial Real Estate - Other [Member]
     
Credit Risk Profile [Abstract]      
Loans 102 4,569  
Doubtful [Member] | Commercial Total [Member]
     
Credit Risk Profile [Abstract]      
Loans 356 5,758  
Percentage of Total Loans (in hundredths) 0.04% 0.73%  
Performing [Member]
     
Credit Risk Profile [Abstract]      
Percentage of Total Loans (in hundredths) 99.62% 99.57%  
Performing [Member] | Consumer - Credit Card [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 6,792  
Performing [Member] | Consumer - Other [Member]
     
Credit Risk Profile [Abstract]      
Loans 84,379 83,347  
Performing [Member] | Finance Leases Commercial [Member]
     
Credit Risk Profile [Abstract]      
Loans 5,656 5,769  
Performing [Member] | Other Loans [Member]
     
Credit Risk Profile [Abstract]      
Loans 2,021 2,379  
Performing [Member] | Consumer Total [Member]
     
Credit Risk Profile [Abstract]      
Loans 97,877 98,287  
Nonperforming [Member]
     
Credit Risk Profile [Abstract]      
Percentage of Total Loans (in hundredths) 0.38% 0.43%  
Nonperforming [Member] | Consumer - Credit Card [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 15  
Nonperforming [Member] | Consumer - Other [Member]
     
Credit Risk Profile [Abstract]      
Loans 358 407  
Nonperforming [Member] | Finance Leases Commercial [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 0  
Nonperforming [Member] | Other Loans [Member]
     
Credit Risk Profile [Abstract]      
Loans 0 0  
Nonperforming [Member] | Consumer Total [Member]
     
Credit Risk Profile [Abstract]      
Loans $ 371 $ 422  
[1] Derived from audited financial statements.
[2] Past due amounts may include loans on nonaccrual status.