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EMPLOYEE BENEFITS (Details) (USD $)
0 Months Ended 12 Months Ended
Feb. 19, 2009
Feb. 06, 2009
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Feb. 05, 2009
EMPLOYEE BENEFITS [Abstract]            
ESOP loan           $ 300,000
Number of shares purchased (in shares) 5,828 25,000        
Purchase price per share (in dollars per share) $ 9.05 $ 9.89 $ 9.73 $ 9.73 $ 9.73  
ESOP compensation expense     428,000 469,000 481,000  
Cost basis of ESOP shares released (in dollars per share) $ 9.05 $ 9.89 $ 9.73 $ 9.73 $ 9.73  
ESOP shares [Abstract]            
Allocated shares (in shares)     573,476 546,722    
Shares released for allocation (in shares)     0 10,757    
Total ESOP shares (in shares)     573,476 557,479    
Deferred compensation liability     1,200,000 1,100,000    
Deferred compensation expense     68,000 232,000 125,000  
Defined contribution plan expense     39,000 9,000 30,000  
Defined contribution plan participation service period     90 days      
Employer contribution to 401(k) retirement plan     $ 33,000 $ 31,000 $ 0