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DEPOSITS (Details) (USD $)
Dec. 31, 2012
Dec. 31, 2011
DEPOSITS [Abstract]    
Noninterest-bearing $ 380,557,000 $ 254,755,000
Savings and money market 520,573,000 350,342,000
NOW accounts 338,296,000 235,168,000
Time deposits less than $100 133,304,000 140,428,000
Time deposits $100 or more 179,174,000 184,113,000
Total deposits 1,551,904,000 1,164,806,000
Maturities of time deposits [Abstract]    
2013 242,778,000  
2014 43,222,000  
2015 12,751,000  
2016 7,682,000  
2017 and thereafter 6,045,000  
Total time deposits 312,478,000  
Related party deposits $ 29,100,000 $ 15,700,000