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Consolidated Statements of Earnings (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Interest income:      
Loans, including fees $ 41,887 $ 40,029 $ 41,342
Investment securities:      
Taxable 5,362 3,699 3,905
Nontaxable 3,393 3,967 4,353
Other interest income 365 429 441
Total interest income 51,007 48,124 50,041
Interest expense:      
Deposits 4,024 5,468 8,103
Borrowings 807 953 1,098
Junior subordinated debentures 971 974 1,019
Total interest expense 5,802 7,395 10,220
Net interest income 45,205 40,729 39,821
Provision for loan losses 3,925 5,020 5,450
Net interest income after provision for loan losses 41,280 35,709 34,371
Noninterest income:      
Service charges on deposit accounts 6,921 9,673 10,389
Gain (loss) on securities, net 99 3 (178)
ATM and debit card income 3,802 3,360 3,066
Other charges and fees 2,239 1,821 1,769
Total noninterest income 13,061 14,857 15,046
Noninterest expenses:      
Salaries and employee benefits 21,763 20,352 21,743
Occupancy expense 9,281 8,727 9,288
ATM and debit card expense 1,256 1,465 1,230
Other 17,004 13,274 12,432
Total noninterest expense 49,304 43,818 44,693
Income before income taxes 5,037 6,748 4,724
Income tax expense 564 968 125
Net earnings 4,473 5,780 4,599
Dividends on preferred stock and accretion of warrants 1,802 1,198 1,175
Net earnings available to common shareholders $ 2,671 $ 4,582 $ 3,424
Earnings per common share:      
Basic (in dollars per share) $ 0.27 $ 0.47 $ 0.51
Diluted (in dollars per share) $ 0.27 $ 0.47 $ 0.51