XML 67 R49.htm IDEA: XBRL DOCUMENT v3.8.0.1
REGULATORY MATTERS (Tables)
12 Months Ended
Dec. 31, 2017
Regulatory Capital Requirements [Abstract]  
Schedule of Actual Capital Amounts and Ratios
The Company’s and the Bank’s actual capital amounts and ratios are presented in the table below (in thousands):
 
 
Actual
 
Required for Minimum Capital Adequacy Purposes
 
To be Well Capitalized Under Prompt Corrective Action Provisions
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2017:
 
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier I capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
171,161

 
12.10
%
 
$
63,678

 
4.50
%
 
N/A

 
N/A

Bank
 
$
183,825

 
13.00
%
 
$
63,646

 
4.50
%
 
$
91,933

 
6.50
%
Total capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
251,456

 
17.77
%
 
$
113,205

 
8.00
%
 
N/A

 
N/A

Bank
 
$
201,624

 
14.26
%
 
$
113,148

 
8.00
%
 
$
141,435

 
10.00
%
Tier I capital to risk-weighted assets:
 
 

 
 

 
 

 
 

 
 

 
 

Company
 
$
233,648

 
16.51
%
 
$
84,904

 
6.00
%
 
N/A

 
N/A

Bank
 
$
183,825

 
13.00
%
 
$
84,861

 
6.00
%
 
$
113,148

 
8.00
%
Tier I capital to average assets:
 
 

 
 

 
 

 
 

 
 

 
 

Company
 
$
233,648

 
12.53
%
 
$
74,614

 
4.00
%
 
N/A

 
N/A

Bank
 
$
183,825

 
9.86
%
 
$
74,591

 
4.00
%
 
$
93,239

 
5.00
%

 
 
Actual
 
Required for Minimum Capital Adequacy Purposes
 
To be Well Capitalized Under Prompt Corrective Action Provisions
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
As of December 31, 2016:
 
 
 
 
 
 
 
 
 
 
 
 
Common equity Tier I capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
131,091

 
8.81
%
 
$
66,937

 
4.50
%
 
N/A

 
N/A

Bank
 
$
178,587

 
12.00
%
 
$
66,980

 
4.50
%
 
$
96,749

 
6.50
%
Total capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
212,366

 
14.28
%
 
$
118,999

 
8.00
%
 
N/A

 
N/A

Bank
 
$
197,265

 
13.25
%
 
$
119,076

 
8.00
%
 
$
148,845

 
10.00
%
Tier I capital to risk-weighted assets:
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
193,700

 
13.02
%
 
$
89,249

 
6.00
%
 
N/A

 
N/A

Bank
 
$
178,587

 
12.00
%
 
$
89,307

 
6.00
%
 
$
119,076

 
8.00
%
Tier I capital to average assets:
 
 
 
 
 
 
 
 
 
 
 
 
Company
 
$
193,700

 
10.11
%
 
$
76,609

 
4.00
%
 
N/A

 
N/A

Bank
 
$
178,587

 
9.32
%
 
$
76,623

 
4.00
%
 
$
95,779

 
5.00
%