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Consolidated Statements of Earnings - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest income:    
Loans, including fees $ 16,622 $ 16,866
Securities and other investments:    
Taxable 2,327 2,036
Nontaxable 407 458
Federal funds sold 6 5
Time and interest bearing deposits in other banks 85 94
Other investments 84 88
Total interest income 19,531 19,547
Interest expense:    
Deposits 935 907
Securities sold under agreements to repurchase 234 233
Other borrowings and payables 88 113
Junior subordinated debentures 208 167
Total interest expense 1,465 1,420
Net interest income 18,066 18,127
Provision for loan losses 2,800 2,800
Net interest income after provision for loan losses 15,266 15,327
Non-interest income:    
Service charges on deposits 2,480 2,313
Gain on sale of securities, net 6 0
ATM and debit card income 1,703 1,609
Other charges and fees 855 822
Total non-interest income 5,044 4,744
Non-interest expenses:    
Salaries and employee benefits 8,689 7,990
Occupancy expense 3,624 3,597
ATM and debit card expense 721 785
Data Processing 621 458
FDIC insurance 397 429
Legal and Professional Fees 385 383
Other 2,793 3,117
Total non-interest expenses 17,230 16,759
Income before income taxes 3,080 3,312
Income tax expense 589 963
Net earnings 2,491 2,349
Dividends on preferred stock 811 427
Net earnings available to common shareholders $ 1,680 $ 1,922
Earnings per share:    
Basic (in dollars per share) $ 0.15 $ 0.17
Diluted (in dollars per share) $ 0.15 $ 0.17
Weighted average number of shares outstanding:    
Basic (in shares) 11,264 11,262
Diluted (in shares) 11,282 11,262
Dividends declared per common share (in dollars per share) $ 0.09 $ 0.09