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Consolidated Statements of Earnings - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest income:      
Loans, including fees $ 71,633 $ 72,327 $ 71,016
Investment securities:      
Taxable 7,559 8,100 8,609
Nontaxable 2,188 2,637 3,184
Other interest income 517 423 394
Total interest income 81,897 83,487 83,203
Interest expense:      
Deposits 3,587 3,515 3,961
Short-term borrowings 1,017 840 816
Long-term borrowings 364 378 416
Junior subordinated debentures 613 1,074 1,346
Total interest expense 5,581 5,807 6,539
Net interest income 76,316 77,680 76,664
Provision for loan losses 13,900 5,625 3,050
Net interest income after provision for loan losses 62,416 72,055 73,614
Noninterest income:      
Service charges on deposit accounts 8,636 9,780 9,225
ATM and debit card income 7,350 7,209 6,400
Gain on securities, net 1,243 128 234
Executive officer life insurance proceeds 0 3,000 0
Other charges and fees 3,092 2,843 2,963
Total noninterest income 20,321 22,960 18,822
Noninterest expenses:      
Salaries and employee benefits 32,036 33,847 34,182
Occupancy expense 15,052 15,064 15,112
ATM and debit card expense 2,951 2,889 2,399
Other 17,098 16,747 20,416
Total noninterest expense 67,137 68,547 72,109
Income before income taxes 15,600 26,468 20,327
Income tax expense 4,583 7,358 6,151
Net earnings 11,017 19,110 14,176
Dividends on preferred stock 687 698 1,332
Net earnings available to common stockholders $ 10,330 $ 18,412 $ 12,844
Earnings per common share:      
Basic (in dollars per share) $ 0.91 $ 1.63 $ 1.14
Diluted (in dollars per share) $ 0.90 $ 1.58 $ 1.12