EMPLOYEE BENEFITS (Tables)

6 Months Ended

Jul. 31, 2019

Disclosure Text Block Supplement [Abstract]

Nonvested Restricted Stock Shares Activity [Table Text Block]

The following tables summarize non-vested restricted stock award activity for the periods presented:

	Six Months Ended July 31, 2019
	Non-Vested Shares		Weighted Average Grant Date Fair Value (000’s)		Weighted Average Remaining VestingTerm (in years)
Non-Vested at January 31, 2019		38,036	$	2,935		2
Granted		9,442		662
Forfeited		—		—
Vested		18,902		1,404
Non-Vested at July 31, 2019		28,576	$	2,193		2

	Six Months Ended July 31, 2018
	Non-Vested Shares		Weighted Average Grant Date Fair Value (000’s)		Weighted Average Remaining VestingTerm (in years)
Non-Vested at January 31, 2018		29,415	$	2,275		2
Granted		21,745		1,622
Forfeited		—		—
Vested		13,124		963
Non-Vested at July 31, 2018		38,036	$	2,934		2