EMPLOYEE BENEFITS (Tables)

3 Months Ended

Apr. 30, 2019

Disclosure Text Block Supplement [Abstract]

Nonvested Restricted Stock Shares Activity [Table Text Block]

The following tables summarize non-vested restricted stock award activity for the three months ended April 30, 2019 and 2018:

	Three Months Ended April 30, 2019
	Non-Vested Shares		Weighted Average Grant Date Fair Value (000’s)		Weighted Average Remaining Vesting Term (in years)
Non-Vested at January 31, 2019		38,036	$	2,935		2
Granted		-		-
Forfeited		-		-
Vested		-		-
Non-Vested at April 30, 2019		38,036		2,935		1

	Three Months Ended April 30, 2018
	Non-Vested Shares		Weighted Average Grant Date Fair Value (000’s)		Weighted Average Remaining Vesting Term (in years)
Non-Vested at January 31, 2018		29,415	$	2,275		2
Granted		-		-
Forfeited		-		-
Vested		672		50
Non-Vested at April 30, 2018		28,743	$	2,225		2