EMPLOYEE BENEFITS (Tables)

9 Months Ended

Oct. 31, 2018

Disclosure Text Block Supplement [Abstract]

Nonvested Restricted Stock Shares Activity [Table Text Block]

The following tables summarize non-vested restricted stock award activity for the nine months ended October 31, 2018 and 2017:

	Nine Months Ended October 31, 2018
	Non-Vested Shares		Weighted Average Grant Date Fair Value (000’s)		Weighted Average Remaining VestingTerm (in years)
Non-Vested at January 31, 2018		29,415	$	2,275		2
Granted		21,745		1,622
Forfeited		—		—
Vested		13,124		963
Non-Vested at October 31, 2018		38,036	$	2,934		2

	Nine Months Ended October 31, 2017
	Non-Vested Shares		Weighted Average Grant Date Fair Value (000’s)		Weighted Average Remaining VestingTerm (in years)
Non-Vested at January 31, 2017		23,350	$	1,386		2
Granted		14,156		1,370
Forfeited		—		—
Vested		8,091		481
Non-Vested at October 31, 2017		29,415		2,275		2