EMPLOYEE BENEFITS (Tables)

9 Months Ended

Oct. 31, 2017

Disclosure Text Block Supplement [Abstract]

Nonvested Restricted Stock Shares Activity [Table Text Block]

The following table summarizes non-vested restricted stock award activity for the nine months ended October 31, 2017 and 2016:

	Nine Months Ended October 31, 2017
			Weighted		Weighted
			Average Grant		Average Remaining
	Non-Vested		Date Fair Value		Vesting Term
	Shares		(000’s)		(in years)
Non-Vested at January 31, 2017		23,350	$	1,386		2
Granted		14,156		1,370
Forfeited		-		-
Vested		8,091		481
Non-Vested at October 31, 2017		29,415	$	2,275		2

	Nine Months Ended October 31, 2016
			Weighted		Weighted
			Average Grant		Average Remaining
	Non-Vested		Date Fair Value		Vesting Term
	Shares		(000’s)		(in years)
Non-Vested at January 31, 2016		3,168	$	200		2
Granted		21,502		1,269
Forfeited		-		-
Vested		1,320		83
Non-Vested at October 31, 2016		23,350	$	1,386		3