The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 241,193 1,324 SH   SOLE   1,324 0 0
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 635,016 3,462 SH   SOLE   3,462 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 1,224,046 6,334 SH   SOLE   6,334 0 0
APPLE INC COM 037833100 BBG001S5N8V8 6,354,133 30,169 SH   SOLE   30,169 0 0
BAXTER INTL INC COM 071813109 BBG001S5P1K3 388,543 11,616 SH   SOLE   11,616 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 964,930 2,372 SH   SOLE   2,372 0 0
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603 BBG01GQYLJY8 783,602 15,012 SH   SOLE   15,012 0 0
BOEING CO COM 097023105 BBG001S5P0V3 962,928 5,291 SH   SOLE   5,291 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 BBG015DMY5P8 6,177,043 187,809 SH   SOLE   187,809 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 BBG015DN0WJ1 31,541,542 1,226,343 SH   SOLE   1,226,343 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 293,128 880 SH   SOLE   880 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 539,269 3,448 SH   SOLE   3,448 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 1,724,538 27,094 SH   SOLE   27,094 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 1,012,877 1,192 SH   SOLE   1,192 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 256,371 1,026 SH   SOLE   1,026 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 369,304 10,276 SH   SOLE   10,276 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 695,616 14,800 SH   SOLE   14,800 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 738,479 7,438 SH   SOLE   7,438 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,522,263 13,223 SH   SOLE   13,223 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 4,248,700 12,342 SH   SOLE   12,342 0 0
INTEL CORP COM 458140100 BBG001S5SF65 938,934 30,318 SH   SOLE   30,318 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 BBG001T0NSB6 193,847 16,783 SH   SOLE   16,783 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 413,148 862 SH   SOLE   862 0 0
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 986,868 17,350 SH   SOLE   17,350 0 0
ISHARES TR CORE INTL AGGR 46435G672 BBG00BDV2SQ0 636,780 12,756 SH   SOLE   12,756 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 213,320 2,000 SH   SOLE   2,000 0 0
ISHARES TR PFD AND INCM SEC 464288687 BBG001SNVWC8 417,135 13,221 SH   SOLE   13,221 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 BBG001S56277 291,425 1,913 SH   SOLE   1,913 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 243,240 3,000 SH   SOLE   3,000 0 0
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 261,510 2,968 SH   SOLE   2,968 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 232,139 2,046 SH   SOLE   2,046 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,189,659 8,139 SH   SOLE   8,139 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 3,210,316 15,872 SH   SOLE   15,872 0 0
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 BBG001S5X3D8 108,755 15,993 SH   SOLE   15,993 0 0
LINDE PLC SHS G54950103 BBG01FND0CH6 208,435 475 SH   SOLE   475 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 255,089 1,001 SH   SOLE   1,001 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 358,847 2,899 SH   SOLE   2,899 0 0
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 702,419 1,393 SH   SOLE   1,393 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,930,965 4,320 SH   SOLE   4,320 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 BBG008NVB1F7 429,170 8,592 SH   SOLE   8,592 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 2,808,194 22,731 SH   SOLE   22,731 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 552,826 3,915 SH   SOLE   3,915 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 BBG001T53796 2,272,810 89,728 SH   SOLE   89,728 0 0
PFIZER INC COM 717081103 BBG001S5V466 416,260 14,877 SH   SOLE   14,877 0 0
PIMCO ETF TR MULTISECTOR BD 72201R585 BBG01GZGT490 1,083,088 42,242 SH   SOLE   42,242 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 BBG001S985K5 200,854 11,246 SH   SOLE   11,246 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 439,137 2,663 SH   SOLE   2,663 0 0
RTX CORPORATION COM 75513E101 BBG001S5X5Q9 571,715 5,695 SH   SOLE   5,695 0 0
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 313,092 702 SH   SOLE   702 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 3,730,783 106,351 SH   SOLE   106,351 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 297,167 7,889 SH   SOLE   7,889 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 BBG001SRXRK9 367,613 11,582 SH   SOLE   11,582 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 689,636 1,267 SH   SOLE   1,267 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 BBG001T05M47 509,246 23,763 SH   SOLE   23,763 0 0
SPDR SER TR ICE PFD SEC ETF 78464A292 BBG001T5L3N9 379,864 11,196 SH   SOLE   11,196 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 340,365 10,453 SH   SOLE   10,453 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 286,607 5,587 SH   SOLE   5,587 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 310,395 3,874 SH   SOLE   3,874 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 1,773,273 36,382 SH   SOLE   36,382 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 BBG001SPTBM1 734,943 10,076 SH   SOLE   10,076 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 1,353,834 17,288 SH   SOLE   17,288 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 BBG002XY88Z0 822,888 29,782 SH   SOLE   29,782 0 0
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867 BBG01GZY8BG0 271,199 8,634 SH   SOLE   8,634 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 497,272 2,513 SH   SOLE   2,513 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 372,242 1,645 SH   SOLE   1,645 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 4,985,655 9,790 SH   SOLE   9,790 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 2,907,387 38,822 SH   SOLE   38,822 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 2,343,943 30,560 SH   SOLE   30,560 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 357,759 4,965 SH   SOLE   4,965 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 6,531,325 131,893 SH   SOLE   131,893 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 37,275,971 765,892 SH   SOLE   765,892 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 2,859,989 7,647 SH   SOLE   7,647 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 4,517,793 19,680 SH   SOLE   19,680 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 3,785,756 25,166 SH   SOLE   25,166 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,268,901 9,372 SH   SOLE   9,372 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 965,784 11,530 SH   SOLE   11,530 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 843,331 1,686 SH   SOLE   1,686 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,628,814 14,403 SH   SOLE   14,403 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,664,739 7,635 SH   SOLE   7,635 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 3,471,746 13,880 SH   SOLE   13,880 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 7,252,852 45,214 SH   SOLE   45,214 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 909,741 15,514 SH   SOLE   15,514 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,716,828 39,233 SH   SOLE   39,233 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 2,617,068 22,275 SH   SOLE   22,275 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 888,250 17,726 SH   SOLE   17,726 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 32,062,466 175,637 SH   SOLE   175,637 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 5,265,403 106,544 SH   SOLE   106,544 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 252,649 963 SH   SOLE   963 0 0
WALMART INC COM 931142103 BBG001S5XH92 333,345 4,923 SH   SOLE   4,923 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 907,097 15,274 SH   SOLE   15,274 0 0