The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 352,456 3,389 SH   SOLE   3,389 0 0
AMAZON COM INC COM 023135106 BBG001S5PQL7 857,307 8,300 SH   SOLE   8,300 0 0
APPLE INC COM 037833100 BBG001S5N8V8 5,736,963 34,791 SH   SOLE   34,791 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 582,958 1,888 SH   SOLE   1,888 0 0
BOEING CO COM 097023105 BBG001S5P0V3 1,088,333 5,123 SH   SOLE   5,123 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 BBG015DMY5P8 3,272,975 145,725 SH   SOLE   145,725 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 BBG015DN0WJ1 25,751,474 1,110,461 SH   SOLE   1,110,461 0 0
CATERPILLAR INC COM 149123101 BBG001S5PJ06 218,019 953 SH   SOLE   953 0 0
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 676,083 4,145 SH   SOLE   4,145 0 0
COCA COLA CO COM 191216100 BBG001S5SMQ8 1,817,098 29,294 SH   SOLE   29,294 0 0
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 400,367 806 SH   SOLE   806 0 0
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 504,338 2,001 SH   SOLE   2,001 0 0
DISNEY WALT CO COM 254687106 BBG001S5QHF3 641,219 6,404 SH   SOLE   6,404 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,570,908 14,326 SH   SOLE   14,326 0 0
FIRST TR EXCHANGE-TRADED FD NASDQ FOD BVRG 33738R852 BBG00DVWC7S7 279,444 10,396 SH   SOLE   10,396 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 3,425,876 11,608 SH   SOLE   11,608 0 0
INTEL CORP COM 458140100 BBG001S5SF65 1,092,266 33,433 SH   SOLE   33,433 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 229,552 716 SH   SOLE   716 0 0
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 370,187 6,447 SH   SOLE   6,447 0 0
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 205,294 2,123 SH   SOLE   2,123 0 0
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 494,007 9,802 SH   SOLE   9,802 0 0
ISHARES TR GL TIMB FORE ETF 464288174 BBG001T2V266 930,781 13,002 SH   SOLE   13,002 0 0
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 209,760 3,000 SH   SOLE   3,000 0 0
ISHARES TR S&P MC 400GR ETF 464287606 BBG001SFQL08 212,242 2,968 SH   SOLE   2,968 0 0
ISHARES TR S&P MC 400VL ETF 464287705 BBG001SFQJM9 210,267 2,046 SH   SOLE   2,046 0 0
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 1,537,297 9,920 SH   SOLE   9,920 0 0
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 2,414,553 18,532 SH   SOLE   18,532 0 0
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 BBG001S5X3D8 99,159 15,993 SH   SOLE   15,993 0 0
LINDE PLC SHS G54950103 BBG01FND0CH6 326,294 918 SH   SOLE   918 0 0
MCDONALDS CORP COM 580135101 BBG001S5T110 276,865 991 SH   SOLE   991 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 244,323 2,298 SH   SOLE   2,298 0 0
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,058,279 3,671 SH   SOLE   3,671 0 0
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 579,480 2,086 SH   SOLE   2,086 0 0
ORACLE CORP COM 68389X105 BBG001S5SJG6 322,154 3,467 SH   SOLE   3,467 0 0
PFIZER INC COM 717081103 BBG001S5V466 1,029,167 25,225 SH   SOLE   25,225 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 BBG001S985K5 150,899 12,101 SH   SOLE   12,101 0 0
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 298,480 2,009 SH   SOLE   2,009 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 585,857 5,982 SH   SOLE   5,982 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 3,567,852 111,079 SH   SOLE   111,079 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 301,153 8,824 SH   SOLE   8,824 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 BBG001SRXRK9 483,999 15,628 SH   SOLE   15,628 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 456,975 1,117 SH   SOLE   1,117 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 BBG001STKCW9 249,567 2,718 SH   SOLE   2,718 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 BBG001T05M47 527,098 22,798 SH   SOLE   22,798 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 391,273 12,043 SH   SOLE   12,043 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 BBG001SPT9T9 249,920 5,688 SH   SOLE   5,688 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 247,144 8,341 SH   SOLE   8,341 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 238,479 4,308 SH   SOLE   4,308 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 1,623,354 39,866 SH   SOLE   39,866 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 BBG001SPTBM1 736,462 11,145 SH   SOLE   11,145 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 1,642,978 21,567 SH   SOLE   21,567 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 BBG002XY88Z0 967,454 35,078 SH   SOLE   35,078 0 0
TESLA INC COM 88160R101 BBG001SQKGD7 564,706 2,722 SH   SOLE   2,722 0 0
UNION PAC CORP COM 907818108 BBG001S5X2M0 416,241 2,068 SH   SOLE   2,068 0 0
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 4,812,857 10,184 SH   SOLE   10,184 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 2,882,535 37,563 SH   SOLE   37,563 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 1,901,099 24,854 SH   SOLE   24,854 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 548,389 7,428 SH   SOLE   7,428 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 BBG00ZXBYMT4 6,760,551 137,298 SH   SOLE   137,298 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 33,460,209 683,978 SH   SOLE   683,978 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 4,013,210 16,089 SH   SOLE   16,089 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 4,753,704 24,392 SH   SOLE   24,392 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 3,564,490 26,587 SH   SOLE   26,587 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 2,268,745 10,757 SH   SOLE   10,757 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 1,032,811 12,438 SH   SOLE   12,438 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 582,868 1,550 SH   SOLE   1,550 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 2,570,853 16,193 SH   SOLE   16,193 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,602,496 8,454 SH   SOLE   8,454 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 BBG001SHTTW9 1,729,985 7,994 SH   SOLE   7,994 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 7,994,773 57,888 SH   SOLE   57,888 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 829,534 15,514 SH   SOLE   15,514 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,267,968 31,385 SH   SOLE   31,385 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 BBG001T0SKD6 2,008,750 18,389 SH   SOLE   18,389 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 1,369,694 27,037 SH   SOLE   27,037 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 269,694 4,607 SH   SOLE   4,607 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 BBG001T62KZ7 302,709 3,971 SH   SOLE   3,971 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 26,155,720 169,837 SH   SOLE   169,837 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 3,715,250 67,293 SH   SOLE   67,293 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 5,180,074 114,681 SH   SOLE   114,681 0 0
VISA INC COM CL A 92826C839 BBG001SRCFY3 234,042 1,038 SH   SOLE   1,038 0 0
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 537,539 14,380 SH   SOLE   14,380 0 0