The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 223 80 SH   SOLE   80 0 0
AMAZON COM INC COM 023135106 766 235 SH   SOLE   235 0 0
APPLE INC COM 037833100 6,015 34,447 SH   SOLE   34,447 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 770 2,182 SH   SOLE   2,182 0 0
BOEING CO COM 097023105 1,081 5,645 SH   SOLE   5,645 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 2,822 116,141 SH   SOLE   116,141 0 0
CATERPILLAR INC COM 149123101 273 1,226 SH   SOLE   1,226 0 0
CHEVRON CORP NEW COM 166764100 799 4,908 SH   SOLE   4,908 0 0
COCA COLA CO COM 191216100 1,886 30,420 SH   SOLE   30,420 0 0
COSTCO WHSL CORP NEW COM 22160K105 396 687 SH   SOLE   687 0 0
DANAHER CORPORATION COM 235851102 788 2,686 SH   SOLE   2,686 0 0
DISNEY WALT CO COM 254687106 775 5,652 SH   SOLE   5,652 0 0
EXXON MOBIL CORP COM 30231G102 1,424 17,247 SH   SOLE   17,247 0 0
HOME DEPOT INC COM 437076102 3,534 11,807 SH   SOLE   11,807 0 0
INTEL CORP COM 458140100 1,745 35,214 SH   SOLE   35,214 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 218 600 SH   SOLE   600 0 0
ISHARES TR CALIF MUN BD ETF 464288356 265 4,558 SH   SOLE   4,558 0 0
ISHARES TR CORE S&P SCP ETF 464287804 216 2,000 SH   SOLE   2,000 0 0
ISHARES TR GL TIMB FORE ETF 464288174 1,137 12,725 SH   SOLE   12,725 0 0
ISHARES TR RUS MID CAP ETF 464287499 234 3,000 SH   SOLE   3,000 0 0
ISHARES TR S&P MC 400GR ETF 464287606 229 2,968 SH   SOLE   2,968 0 0
ISHARES TR S&P MC 400VL ETF 464287705 224 2,046 SH   SOLE   2,046 0 0
JOHNSON & JOHNSON COM 478160104 1,706 9,626 SH   SOLE   9,626 0 0
JPMORGAN CHASE & CO COM 46625H100 2,769 20,310 SH   SOLE   20,310 0 0
MCDONALDS CORP COM 580135101 246 995 SH   SOLE   995 0 0
MICROSOFT CORP COM 594918104 844 2,737 SH   SOLE   2,737 0 0
NVIDIA CORPORATION COM 67066G104 566 2,075 SH   SOLE   2,075 0 0
ORACLE CORP COM 68389X105 286 3,462 SH   SOLE   3,462 0 0
PFIZER INC COM 717081103 1,392 26,879 SH   SOLE   26,879 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 121 11,246 SH   SOLE   11,246 0 0
PROCTER AND GAMBLE CO COM 742718109 245 1,601 SH   SOLE   1,601 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 559 5,645 SH   SOLE   5,645 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,337 126,519 SH   SOLE   126,519 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 365 9,453 SH   SOLE   9,453 0 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 701 19,951 SH   SOLE   19,951 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 231 511 SH   SOLE   511 0 0
SPDR SER TR BLOOMBERG HIGH Y 78468R622 668 6,518 SH   SOLE   6,518 0 0
SPDR SER TR BLOOMBERG INTL T 78464A516 361 13,864 SH   SOLE   13,864 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739 475 10,035 SH   SOLE   10,035 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 895 32,197 SH   SOLE   32,197 0 0
SPDR SER TR PORTFOLIO CRPORT 78464A144 1,650 51,555 SH   SOLE   51,555 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 260 7,619 SH   SOLE   7,619 0 0
SPDR SER TR PORTFOLIO S&P400 78464A847 307 6,516 SH   SOLE   6,516 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 1,091 36,226 SH   SOLE   36,226 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 293 4,433 SH   SOLE   4,433 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,797 43,052 SH   SOLE   43,052 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 921 13,085 SH   SOLE   13,085 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,867 22,400 SH   SOLE   22,400 0 0
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103 1,335 43,308 SH   SOLE   43,308 0 0
TESLA INC COM 88160R101 525 487 SH   SOLE   487 0 0
UNION PAC CORP COM 907818108 552 2,021 SH   SOLE   2,021 0 0
UNITEDHEALTH GROUP INC COM 91324P102 247 484 SH   SOLE   484 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,554 18,973 SH   SOLE   18,973 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,718 22,059 SH   SOLE   22,059 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 241 4,880 SH   SOLE   4,880 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 32,840 626,236 SH   SOLE   626,236 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 3,853 13,395 SH   SOLE   13,395 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,800 21,542 SH   SOLE   21,542 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 3,293 22,001 SH   SOLE   22,001 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,283 9,600 SH   SOLE   9,600 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,108 10,223 SH   SOLE   10,223 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 228 549 SH   SOLE   549 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,414 13,723 SH   SOLE   13,723 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,719 8,089 SH   SOLE   8,089 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 788 3,174 SH   SOLE   3,174 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 6,716 45,445 SH   SOLE   45,445 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,601 34,712 SH   SOLE   34,712 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,561 12,602 SH   SOLE   12,602 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 619 7,924 SH   SOLE   7,924 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 29,007 178,878 SH   SOLE   178,878 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,356 132,333 SH   SOLE   132,333 0 0
VISA INC COM CL A 92826C839 212 958 SH   SOLE   958 0 0
WELLS FARGO CO NEW COM 949746101 562 11,602 SH   SOLE   11,602 0 0