CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
Cash and cash equivalents:
Cash and due from banks	$ 39,081	$ 27,566
Interest-bearing deposits with other banks	302,118	198,441
Total cash and cash equivalents	341,199	226,007
Securities:
Securities available for sale	545,327	585,046
Federal Home Loan Bank stock	10,192	14,036
Total securities	555,519	599,082
Loans held for sale	7,505	23,988
Loans:
Total loans	2,534,154	2,562,885
Less: Allowance for credit losses	(22,448)	(19,082)
Net loans	2,511,706	2,543,803
Premises and equipment, net	50,070	52,458
Goodwill	119,477	119,477
Other intangible assets	6,966	7,670
Cash surrender value of bank-owned life insurance	79,380	77,870
Deferred tax assets, net	5,811	3,047
Other assets	60,712	70,873
Total assets	3,738,345	3,724,275
Deposits:
Demand	664,395	544,636
NOW	888,021	738,849
Savings	605,977	521,638
Money market	379,651	402,731
Time	469,221	698,361
Total deposits	3,007,265	2,906,215
Borrowings:
Senior	190,267	276,062
Subordinated	60,083	59,961
Total borrowings	250,350	336,023
Other liabilities	62,295	74,972
Total liabilities	3,319,910	3,317,210
Shareholders' equity
Capital stock, par value $2.00; authorized 20,000,000 shares; issued 16,428,388 shares at September 30, 2021 and December 31, 2020	32,857	32,857
Additional paid-in capital	190,892	190,084
Retained earnings	209,426	195,607
Accumulated other comprehensive income	2,888	6,740
Less: 1,441,763 and 1,512,465 shares of treasury stock at September 30, 2021 and December 31, 2020, respectively	(17,628)	(18,223)
Total shareholders' equity	418,435	407,065
Total liabilities and shareholders' equity	$ 3,738,345	$ 3,724,275