425

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported)

May 5, 2016

Bar Harbor Bankshares

(Exact name of Registrant as specified in its Charter)

Maine	001-13349	01-0393663
(State or other jurisdiction of incorporation)	(Commission File No.)	(IRS Employer Identification Number)
PO Box 400 82 Main Street Bar Harbor, Maine		04609-0400
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (207) 288-3314

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

x Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7.01 Regulation FD Disclosure

On May 5, 2016 Bar Harbor Bankshares (the “Company”) and Lake Sunapee Bank Group (“Lake Sunapee”) entered into an Agreement and Plan of Merger, dated as of May 5, 2016, by and between the Company and Lake Sunapee (the “Merger Agreement”), pursuant to which the Company will acquire Lake Sunapee and its wholly owned subsidiary, Lake Sunapee Bank, fsb, subject to the terms and conditions set forth therein. The Company is filing a joint investor presentation, which provides supplemental information regarding the proposed transaction that the Company intends to make available to investors and post on the investor relations portion of its website, which is located at www.bhbt.com. The slides are furnished as Exhibit 99.1 to this report.

The information in the presentation shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liability of that section, and shall not be incorporated by reference into any registration statement or other document filed under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing. All annualized, pro forma, projected, combined, estimated and similar numbers are used for illustrative purpose only, are not forecasts and may not reflect actual results.

Item 8.01 Other Events

On May 5, 2016 the Company and Lake Sunapee issued a joint press release announcing the entry into the Merger Agreement. A copy of the joint press release is attached hereto as Exhibit 99.2 and is incorporated herein by reference.

ADDITIONAL INFORMATION ABOUT THE MERGER

In connection with the proposed merger, the Company will file with the Securities and Exchange Commission (“SEC”) a Registration Statement on Form S-4 that will include a Joint Proxy Statement of the Company and Lake Sunapee and a Prospectus of the Company, as well as other relevant documents concerning the proposed merger. Investors and stockholders are urged to read the Registration Statement and the Joint Proxy Statement/Prospectus regarding the proposed merger when it becomes available and any other relevant documents filed with the SEC, as well as any amendments or supplements to those documents, because they will contain important information. A free copy of the Registration Statement and Joint Proxy Statement/Prospectus, as well as other filings containing information about the Company and Lake Sunapee, when they become available, may be obtained free of charge at the SEC’s Internet site (www.sec.gov). Copies of the Registration Statement and Joint Proxy Statement/Prospectus (when they become available) and the filings that will be incorporated by reference therein may also be obtained, free of charge, from the Company’s website at www.bhbt.com/shareholder-relations or by contacting the Bar Harbor Investor Relations at 888-853-7100 or from Lake Sunapee’s website at www.lakesunapeebankgroup.com or by contacting Lake Sunapee Investor Relations at 603-863-0886.

PARTICIPANTS IN SOLICITATION

The Company and Lake Sunapee and certain of their respective directors and executive officers may be deemed to be participants in the solicitation of proxies from the stockholders of the Company and Lake Sunapee in connection with the proposed merger. Information about the directors and executive officers of the Company is set forth in the proxy statement for the Company’s 2016 annual meeting of stockholders, as filed with the SEC on a Schedule 14A on March 23, 2016. Information about the directors and executive officers of Lake Sunapee is set forth in the proxy statement for Lake Sunapee’s 2016 annual meeting of stockholders, as filed with the SEC on a Schedule 14A on March 28, 2016. Additional information regarding the interests of those participants and other persons who may be deemed participants in the transaction and a description of their direct and indirect interests, by security holdings or otherwise, may be obtained by reading the Joint Proxy Statement/Prospectus and other relevant documents regarding the proposed merger to be filed with the SEC (when they become available). Free copies of these documents may be obtained as described in the preceding paragraph.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.	Description
99.1	Joint Investor Presentation dated May 5, 2016.
99.2	Joint Press Release dated May 5, 2016.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	BAR HARBOR BANKSHARES
Date: May 5, 2016	By:	/s/ Gerald Shencavitz
		Gerald Shencavitz
		Executive Vice President and Chief Financial Officer

EXHIBIT INDEX

Exhibit No.	Description
99.1	Joint Investor Presentation dated May 5, 2016.
99.2	Joint Press Release dated May 5, 2016.

EX-99.1

May 5, 2016 Bar Harbor Bankshares and Lake Sunapee Bank Group Combine to Create a Leading Northern New England Banking Institution Exhibit 99.1

Safe Harbor Statement SAFE HARBOR This presentation contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 about the proposed merger of Bar Harbor Bankshares (“Bar Harbor”) and Lake Sunapee Bank Group (“Lake Sunapee”). These statements include statements regarding the anticipated closing date of the transaction and anticipated future results. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include words like "believe," "expect," "anticipate," "estimate," and "intend" or future or conditional verbs such as "will," "would," "should," "could" or "may." Certain factors that could cause actual results to differ materially from expected results include delays in completing the merger, including as a result of delays in obtaining regulatory or shareholder approval, difficulties in achieving cost savings from the merger or in achieving such cost savings within the expected time frame, difficulties in integrating Bar Harbor and Lake Sunapee, increased competitive pressures, changes in the interest rate environment, changes in general economic conditions, legislative and regulatory changes that adversely affect the business in which Bar Harbor and Lake Sunapee are engaged, changes in the securities markets and other risks and uncertainties disclosed from time to time in documents that Bar Harbor and Lake Sunapee file with the Securities and Exchange Commission (“SEC”). ADDITIONAL INFORMATION ABOUT THE MERGER In connection with the proposed merger, Bar Harbor will file with the SEC a Registration Statement on Form S-4 that will include a Joint Proxy Statement of Bar Harbor and Lake Sunapee and a Prospectus of Bar Harbor, as well as other relevant documents concerning the proposed merger. Investors and stockholders are urged to read the Registration Statement and the Joint Proxy Statement/Prospectus regarding the proposed merger when it becomes available and any other relevant documents filed with the SEC, as well as any amendments or supplements to those documents, because they will contain important information. A free copy of the Registration Statement and Joint Proxy Statement/Prospectus, as well as other filings containing information about Bar Harbor and Lake Sunapee, when they become available, may be obtained free of charge at the SEC’s Internet site (www.sec.gov). Copies of the Registration Statement and Joint Proxy Statement/Prospectus (when they become available) and the filings that will be incorporated by reference therein may also be obtained, free of charge, from Bar Harbor’s website at www.bhbt.com/shareholder-relations or by contacting Bar Harbor Investor Relations at 888-853-7100 or from Lake Sunapee’s website at www.lakesunapeebankgroup.com or by contacting Lake Sunapee Investor Relations at 603-863-0886.   PARTICIPANTS IN SOLICITATION Bar Harbor and Lake Sunapee and certain of their respective directors and executive officers may be deemed to be participants in the solicitation of proxies from the stockholders of Bar Harbor and Lake Sunapee in connection with the proposed merger. Information about the directors and executive officers of Bar Harbor is set forth in the proxy statement for Bar Harbor’s 2016 annual meeting of stockholders, as filed with the SEC on a Schedule 14A on March 23, 2016. Information about the directors and executive officers of Lake Sunapee is set forth in the proxy statement for Lake Sunapee’s 2016 annual meeting of stockholders, as filed with the SEC on a Schedule 14A on March 28, 2016. Additional information regarding the interests of those participants and other persons who may be deemed participants in the transaction and a description of their direct and indirect interests, by security holdings or otherwise, may be obtained by reading the Joint Proxy Statement/Prospectus and other relevant documents regarding the proposed merger to be filed with the SEC (when they become available). Free copies of these documents may be obtained as described in the preceding paragraph.

A Strategically Compelling Transaction Expands footprint to new markets with favorable demographics Opportunity to partner with high performing institution with deep lending history, strong credit culture, and low cost deposits Trust subsidiary provides scale to fee income component Combined platform creates significant revenue and cross-selling opportunities (identified, not factored in projections) Excludes merger related one-time costs Earn back is defined as the number of years for pro forma tangible book value per share to exceed stand alone projected tangible book value per share Strategic Rationale Attractive Financial Metrics Low Risk Immediately accretive to EPS: 11.4%¹ in first year (2017); 17.3%¹ in 2018 Maintain well-capitalized thresholds at closing 4.0 year tangible book value per share earn back² Capitalizes on BHB’s strategic investment in personnel and technology in anticipation of a transformative transaction Comprehensive due diligence process completed Retention of LSBG branding helps ensure continuity William J. McIver will join senior management team as Regional President Compatible cultures

Transaction Terms Aggregate Consideration: Approximately $143 million1,2 Consideration Mix:100% Stock Per Share Consideration:$17.00 per share2 Board Composition:15 Total (Eleven BHB / Four LSBG) Approval Requirements:BHB & LSBG Shareholder Approval Customary Regulatory Approval Anticipated Closing:Late 4th Quarter 2016 / Early 1st Quarter 2017 Pro Forma Ownership:BHB 59% / LSBG 41% Assumes 8,381,713 shares outstanding Based on a fixed exchange ratio of 0.4970x and BHB’s 10-day Volume Weighted Average Closing Price (“VWAP”) of $34.21

Transaction Assumptions and Pricing Assumes 8,381,713 shares outstanding Based on a fixed exchange ratio of 0.4970x and BHB’s 10-day VWAP of $34.21 Core deposits equal total deposits less jumbo CDs (>$100,000) Key Transaction and Model Assumptions Transaction Value and Pricing Multiples One-time, pre-tax costs of approximately $16.9 million Cost savings of 20% of LSBG’s non-interest expense, or approximately $10.1 million when fully phased in Gross credit mark of 1.0% of loans outstanding, inclusive of existing LSBG credit mark for previous transactions Core deposit intangible of 1.0% of LSBG’s core deposits Transaction Value Approximately $143 million in the aggregate1,2 $17.00 per share2 Price / LTM EPS 15.6x last twelve months earnings per share Price / Tangible Book Value 163% of March 31, 2016 tangible book value per share Core Deposit Premium 5.7% premium to core deposits³

Overview of Lake Sunapee Bank Group Financial information as of March 31, 2016. Market data as of May 4, 2016 As of December 31, 2015 Source: SNL Financial Lake Sunapee Bank Group $1.6 billion in assets holding company for Lake Sunapee Bank, a federally chartered savings bank with 35 branch office locations Diversified Revenue Stream Through its bank’s four subsidiaries, LSBG’s core product offerings include banking, insurance and wealth management services $1.5 billion AUM² Low-Cost Deposit Base Community banking model producing a highly desirable deposit base with total cost of deposits of 0.32% in 1Q16 Three Year Stock Price Change¹ Founded: 1868 Headquarters: Newport, NH Assets: $1.6 billion Loans: $1.2 billion Deposits: $1.1 billion Market Capitalization: $119 million TBV / Share: $10.45 Quick Facts¹ Lake Sunapee Bank Group (NASDAQ: LSBG)

Financial information as of March 31, 2016. Market data as of May 4, 2016 As of December 31, 2015 Source: SNL Financial Overview of Bar Harbor Bankshares Founded: 1887 Headquarters: Bar Harbor, ME Assets: $1.6 billion Loans: $1.0 billion Deposits: $963 million Market Capitalization: $208 million TBV / Share: $25.82 Bar Harbor Bank & Trust Commercial and retail banking services - 15 branch office locations throughout downeast, midcoast and central Maine Bar Harbor Trust Services Trust and investment management to individuals, businesses, not-for-profit organizations, and municipalities $403 million AUM² Bar Harbor Financial Services A third-party registered broker-dealer with approximately 5,000 client relationships offering securities and insurance products Curtis C. Simard – President & CEO Gerald Shencavitz – EVP, Treasurer, CFO & COO Gregory W. Dalton – EVP, Business Banking Stephen M. Leackfeldt – EVP, Retail Banking Richard B. Maltz – EVP & Chief Risk Officer Joseph M. Pratt – President, Bar Harbor Trust Services Management Team Quick Facts¹ Bar Harbor Bankshares (NYSE MKT: BHB)

Attractive Combined Franchise Does not assume any purchase accounting adjustments Market data as of May 4, 2016 New England defined as Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont Source: SNL Financial, FDIC BHB (15) LSBG (35)

BHB LSBG U.S. Nationally BHB LSBG U.S. Nationally Demographically Appealing Markets Note: BHB and LSBG demographics deposit weighted by MSA + any counties not in a MSA Source: SNL Financial, Nielsen Estimates 2016 – 2021 Projected Household Income Growth Median Household Income ($000) LSBG serves an affluent and growing target market, with median household income and projected household income growth outpacing that of both BHB and the U.S. nationally Expansion into New Hampshire and Vermont positions BHB in attractive markets across New England with affluent demographics and strong growth prospects Approximately 50 branches spanning three states across the northern New England region

Contribution Analysis Market data as of May 4, 2016 Source: SNL Financial

Projected cost saves in year one: $7.3 million¹ Expected earnings accretion (2017): 10%+¹,² Projected cost saves in year two: $10.1 million¹ Expected earnings accretion (2018): 15%+¹,² Estimated TBV earnback period: 4.0 years³ Pro Forma Price / Earnings ratio will be at significant discount to the 14.0x4 where peers trade Pro Forma Price / TBV ratio will be below the peer median of 138%4 Pro Forma Financial Metrics and Valuation Approximately 20% cost savings of projected noninterest expense, 75% achieved in 2017, and full realization in 2018 and thereafter Excludes merger-related one-time costs Earn back is defined as the number of years for pro forma tangible book value per share to exceed stand alone projected tangible book value per share Peer group defined as publicly-traded banks and thrifts headquartered in CT, ME, MA, NH, RI, and VT with total assets between $1bn and $5bn; median as of May 4, 2016 Source: SNL Financial

Summary of the Transaction Premium to Current Stock Price P Double Digit Earnings Accretion P P Better Positioned for Organic Growth P P Diversification of Business Model P P Improved Liquidity P P Equity Research Coverage P Retain Strong Capital Base P P

Appendix: Lake Sunapee Bank Group

LSBG Historical Financial Information Source: SNL Financial

Pro Forma Deposit Composition Does not assume any purchase accounting adjustments Note: Bank level regulatory data as of 3/31/2016 Source: SNL Financial BHB LSBG Pro Forma Company¹

Pro Forma Loan Composition Does not assume any purchase accounting adjustments Note: Bank level regulatory data as of 3/31/2016 Source: SNL Financial BHB LSBG Pro Forma Company¹

EX-99.2

Exhibit 99.2

Bar Harbor Bankshares Expands Into New Hampshire and Vermont with Lake Sunapee Bank Group Merger

BAR HARBOR, ME AND NEWPORT, NH – May 5, 2016 – Bar Harbor Bankshares (NYSE MKT: BHB) (or “Bar Harbor”) and Lake Sunapee Bank Group (NASDAQ: LSBG) (or “Lake Sunapee”) today announced that they have signed a definitive merger agreement pursuant to which Bar Harbor will acquire Lake Sunapee in an all-stock transaction valued at approximately $143 million, or approximately $17.00 per share. The market expanding merger is expected to create efficiencies and strategic growth opportunities for both businesses through the leveraging of each other’s platforms and capabilities, and will create the only community bank headquartered in New England with a market footprint in all three Northern New England states of Maine, New Hampshire and Vermont. It is expected that existing Lake Sunapee Bank branches will continue to operate under the Lake Sunapee brand after the merger is completed.

Under the terms of the merger agreement, each outstanding share of Lake Sunapee common stock will be exchanged for 0.4970 shares of Bar Harbor common stock. Upon closing, Bar Harbor shareholders will own approximately 59% of the combined company’s stock, while Lake Sunapee shareholders will own approximately 41%. The merger is expected to be accretive to both Bar Harbor’s and Lake Sunapee’s earnings per share in 2017, excluding the impact of potential revenue enhancement opportunities and one-time transaction costs. Additionally, it is anticipated that the combined company’s capital ratios will remain well in excess of regulatory minimums and that the combined company will not require additional capital to continue its growth strategy. At closing, the combined institution is expected to have approximately $3.3 billion in assets, $2.4 billion in net loans, $2.2 billion in deposits and over $2.0 billion in assets under management. Bar Harbor will have a pro forma market cap of approximately $350 million and 50 branches serving customers and communities across three states.

Founded in 1868 as Newport Savings Bank, Lake Sunapee operates 35 branches in New Hampshire and Vermont and reported $1.2 billion in net loans and $1.1 billion in deposits as of March 31, 2016. Lake Sunapee’s core operating segments are banking and wealth management. Its wealth management subsidiary, Charter Trust Company, manages over $1.6 billion in assets. Following completion of the merger, William J. McIver, current Chief Operating Officer of Lake Sunapee, will continue with the combined company as Executive Vice President – Regional President, New Hampshire and Vermont Markets.

“We are excited to welcome Lake Sunapee customers, employees, and their 35 franchise locations to the Bar Harbor family. This combination represents the joining of two high performing community banks that have demonstrated a track record of strong financial success, exceptional customer service, and commitment to the communities we serve,” said Curtis Simard, President and Chief Executive Officer of Bar Harbor. “We believe together, with our increased scale, expanded geographic footprint and investments in technology, we are well positioned to serve the marketplace and continue to be the bank of choice. Lake Sunapee’s history of strong asset quality and profitability demonstrates to us a culture similar to our own and positions us for further success.”

Stephen Theroux, Lake Sunapee’s President and Chief Executive Officer expanded, “This merger creates value for the shareholders, customers and employees of both companies, while continuing to provide important contributions to the communities in which we operate. The compatible cultures of our two organizations make this partnership a natural fit. We look forward to working with Bar Harbor and building additional value for our combined shareholders and communities.”

Mr. Simard further commented, “The expansion into New Hampshire and Vermont provides Bar Harbor with similar but complementary markets with favorable demographics, increased access to attractive core deposits, and significant revenue and cross selling opportunities beyond the financial metrics of this transaction.”

The transaction is intended to qualify as a reorganization for federal income tax purposes, and as a result, the shares of Lake Sunapee common stock exchanged for shares of Bar Harbor common stock are expected to be transferred on a tax-free basis. The definitive agreement has been approved by the unanimous votes of the Boards of Directors of both companies. Consummation of the agreement is subject to the approval of both Bar Harbor’s and Lake Sunapee’s shareholders, as well as state and federal regulatory agencies. The merger is targeted to be completed in the fourth quarter of 2016 or first quarter of 2017. Four Lake Sunapee directors, including Stephen Theroux, will be appointed to Bar Harbor’s board of directors, bringing the total number of directors to 15 at closing.

Sandler O’Neill & Partners, L.P. served as the financial advisor to Bar Harbor, and Griffin Financial Group LLC served as the financial advisor to Lake Sunapee. K&L Gates LLP served as outside counsel to Bar Harbor, while Hogan Lovells US LLP served as outside counsel to Lake Sunapee.

INVESTOR PRESENTATION

An Investor Presentation will be posted on Bar Harbor’s website (www.bhbt.com/shareholder-relations) and Lake Sunapee’s website (www.lakesunapeebankgroup.com) containing additional information regarding this merger.

BACKGROUND

Bar Harbor Bankshares (NYSE MKT: BHB) is the parent of Bar Harbor Bank & Trust. Founded in 1887, Bar Harbor Bank & Trust is a true community bank serving the financial needs of its clients for over 125 years. With more than $1.5 billion in total assets and $960 million total deposits as of March 31, 2016, Bar Harbor provides a full range of financial services through its 15 branch locations from Lubec to Topsham, Maine. Bar Harbor offers easy-to-understand deposit and loan products for families, businesses, and non-profit organizations. For more information, visit www.bhbt.com.

2

Lake Sunapee Bank Group (NASDAQ: LSBG) is the holding company of Lake Sunapee Bank, FSB and Charter Trust Company. Since 1868, Lake Sunapee Bank has remained committed to serving its customers by offering sound financial products and services to help stimulate personal and regional growth. With 35 offices located throughout west-central New Hampshire and central Vermont, its philosophy of initiative, perseverance, and one-on-one personal relationships has built a tradition of trust with its clients. For more information, visit www.lakesunbank.com.

FORWARD LOOKING STATEMENTS

This document contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 about the proposed merger of Bar Harbor and Lake Sunapee. These statements include statements regarding the anticipated closing date of the transaction and anticipated future results. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include words like “believe,” “expect,” “anticipate,” “estimate,” and “intend” or future or conditional verbs such as “will,” “would,” “should,” “could” or “may.” Certain factors that could cause actual results to differ materially from expected results include delays in completing the merger, including as a result of delays in obtaining regulatory or shareholder approval, difficulties in achieving cost savings from the merger or in achieving such cost savings within the expected time frame, difficulties in integrating Bar Harbor and Lake Sunapee, increased competitive pressures, changes in the interest rate environment, changes in general economic conditions, legislative and regulatory changes that adversely affect the business in which Bar Harbor and Lake Sunapee are engaged, changes in the securities markets and other risks and uncertainties disclosed from time to time in documents that Bar Harbor and Lake Sunapee file with the Securities and Exchange Commission.

ADDITIONAL INFORMATION AND WHERE TO FIND IT

In connection with the proposed merger, Bar Harbor will file with the Securities and Exchange Commission (“SEC”) a Registration Statement on Form S-4 that will include a Joint Proxy Statement of Bar Harbor and Lake Sunapee and a Prospectus of Bar Harbor, as well as other relevant documents concerning the proposed merger. Investors and stockholders are urged to read the Registration Statement and the Joint Proxy Statement/Prospectus regarding the proposed merger when it becomes available and any other relevant documents filed with the SEC, as well as any amendments or supplements to those documents, because they will contain important information. A free copy of the Registration Statement and Joint Proxy Statement/Prospectus, as well as other filings containing information about Bar Harbor and Lake Sunapee, when they become available, may be obtained free of charge at the SEC’s Internet site (www.sec.gov). Copies of the Registration Statement and Joint Proxy Statement/Prospectus (when they become available) and the filings that will be incorporated by reference therein may also be obtained, free of charge, from Bar Harbor’s website at www.bhbt.com/shareholder-relations or by contacting Bar Harbor Investor Relations at 888-853-7100 or from Lake Sunapee’s website at www.lakesunapeebankgroup.com or by contacting Lake Sunapee Investor Relations at 603-863-0886.

3

PARTICIPANTS IN SOLICITATION

Bar Harbor and Lake Sunapee and certain of their respective directors and executive officers may be deemed to be participants in the solicitation of proxies from the stockholders of Bar Harbor and Lake Sunapee in connection with the proposed merger. Information about the directors and executive officers of Bar Harbor is set forth in the proxy statement for Bar Harbor’s 2016 annual meeting of stockholders, as filed with the SEC on a Schedule 14A on March 23, 2016. Information about the directors and executive officers of Lake Sunapee is set forth in the proxy statement for Lake Sunapee’s 2016 annual meeting of stockholders, as filed with the SEC on a Schedule 14A on March 28, 2016. Additional information regarding the interests of those participants and other persons who may be deemed participants in the transaction and a description of their direct and indirect interests, by security holdings or otherwise, may be obtained by reading the Joint Proxy Statement/Prospectus and other relevant documents regarding the proposed merger to be filed with the SEC (when they become available). Free copies of these documents may be obtained as described in the preceding paragraph.

CONTACTS

Bar Harbor Bankshares: Curtis C. Simard, President & CEO

Telephone: 888-853-7100

Lake Sunapee Bank Group: Stephen R. Theroux, President & CEO

Telephone: 603-863-0886

4