CONSOLIDATED BALANCE SHEET - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 39,327	$ 34,262
Interest-bearing deposit with the Federal Reserve Bank	22,066	56,423
Total cash and cash equivalents	61,393	90,685
Securities available for sale, at fair value	710,147	717,242
Federal Home Loan Bank stock	38,712	38,105
Total securities	748,859	755,347
Commercial real estate	838,546	826,746
Commercial and industrial	400,293	379,423
Residential real estate	1,127,895	1,155,682
Consumer	118,332	123,762
Total loans	2,485,066	2,485,613
Less: Allowance for loan losses	(13,090)	(12,325)
Net loans	2,471,976	2,473,288
Premises and equipment, net	48,038	47,708
Other real estate owned	129	122
Goodwill	100,085	100,085
Other intangible assets	7,921	8,383
Cash surrender value of bank-owned life insurance	58,811	57,997
Deferred tax assets, net	10,309	7,180
Other assets	33,534	24,389
Total assets	3,541,055	3,565,184
Liabilities
Demand and other non-interest bearing deposits	341,773	349,055
NOW deposits	449,715	466,610
Savings deposits	350,339	364,799
Money market deposits	260,642	305,275
Time deposits	972,252	866,346
Total deposits	2,374,721	2,352,085
Senior borrowings	735,924	786,688
Subordinated borrowings	43,003	43,033
Total borrowings	778,927	829,721
Other liabilities	31,444	28,737
Total liabilities	3,185,092	3,210,543
Shareholders’ equity
Capital stock, par value $2.00; authorized 20,000,000 shares; issued 16,428,388 and 16,428,388 shares at June 30, 2018 and December 31, 2017, respectively	32,857	32,857
Additional paid-in capital	187,198	186,702
Retained earnings	156,139	144,977
Accumulated other comprehensive loss	(15,347)	(4,554)
Less: cost of 932,044 and 985,532 shares of treasury stock at June 30, 2018 and December 31, 2017, respectively	(4,884)	(5,341)
Total shareholders’ equity	355,963	354,641
Total liabilities and shareholders’ equity	$ 3,541,055	$ 3,565,184